Basic health insurance and supplementary cover in Regensberg

Basic health insurance and supplementary cover in Regensberg (Zurich)
Basic health insurance and supplementary cover in Regensberg (Zurich).

Key points at a glance

Living in Regensberg (canton of Zurich) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Regensberg you don't save by taking less protection — you save through the right insurer, deductible and model.

What sets your premium is your FOPH premium region (Regensberg belongs to region 1 in the canton of Zurich) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Regensberg has roughly 473 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Regensberg, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Dielsdorf (1 km), Steinmaur (1 km), Schöfflisdorf (2 km).

Regensberg at a glance: your local context

Regensberg, a municipality of roughly 473 residents in the canton of Zurich, has its own profile when it comes to health insurance. Regensberg lies in premium region 1 of the canton of Zurich (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 473
  • Canton: Zurich
  • Basic-insurance premium region (FOPH/OFSP): region 1
  • Postal code (NPA): 8158
  • Federal municipality number (BFS): 95

Health insurance and supplementary cover around Regensberg: compare neighbouring municipalities

Around Regensberg, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Regensberg: the real numbers

In Regensberg, an adult with a 300 CHF deductible pays between 518 and 724 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’476 francs a year. The lowest adult premium there comes with the "HMO / network" model.

Monthly basic-insurance premiums 2026 — Regensberg (canton of Zurich), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)518 – 724 CHFfrom 389 CHF
Young adults (19–25)371 – 591 CHFfrom 243 CHF
Children (0–18)41 – 168 CHF
Source: FOPH/OFSP, approved premiums 2026. 83 insurers compared.

That is exactly what our comparison does: it ranks the 83 insurers active in Regensberg from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Regensberg →

Basic insurance in Regensberg: choosing insurer, deductible and model

Three decisions drive your premium in Regensberg. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Regensberg starts as low as 389 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Zurich — many households leave this reduction unused.

Checklist for Regensberg

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Zurich.

Free premium comparison for Regensberg →

How we work for Regensberg

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Zurich. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Regensberg this difference is measurable: 518–724 francs a month for adults, i.e. up to 2’476 francs a year across 83 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Regensberg (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Regensberg?

In Regensberg (postal code 8158), the 2026 adult basic-insurance premium ranges from 518 to 724 francs a month depending on the insurer (deductible 300), from 371 francs for young adults and from 41 francs for children. For identical cover, the difference reaches up to 2’476 francs a year (FOPH premium region 1 of the canton of Zurich). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Regensberg have the same premiums?

Not necessarily. Regensberg and nearby municipalities such as Dielsdorf (1 km), Steinmaur (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Regensberg?

No. It explains the insurance and tax concepts for residents of Regensberg (canton of Zurich). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Regensberg with no obligation?

Of course. The starting point is your situation in Regensberg; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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