Key points at a glance
This page is written for residents of Niederweningen, in the canton of Zurich, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Niederweningen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Niederweningen belongs to region 1 in the canton of Zurich) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Niederweningen has roughly 3’024 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Niederweningen, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Schneisingen (2 km), Schleinikon (2 km), Oberweningen (2 km).
Niederweningen at a glance: your local context
Niederweningen, a municipality of roughly 3’024 residents in the canton of Zurich, has its own profile when it comes to health insurance. For health insurance premiums, Niederweningen belongs to FOPH premium region 1 of the canton of Zurich. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 3’024
- Canton: Zurich
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 8166
- Federal municipality number (BFS): 91
Health insurance and supplementary cover around Niederweningen: compare neighbouring municipalities
Living or working near Niederweningen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Schneisingen — 1.6 km away
- Health insurance and supplementary cover in Schleinikon — 1.9 km away
- Health insurance and supplementary cover in Oberweningen — 2.2 km away
- Health insurance and supplementary cover in Ehrendingen — 2.7 km away
- Health insurance and supplementary cover in Schöfflisdorf — 3.0 km away
- Health insurance and supplementary cover in Oberehrendingen — 3.1 km away
- Health insurance and supplementary cover in Freienwil — 4.0 km away
- Health insurance and supplementary cover in Lengnau — 4.0 km away
- Health insurance and supplementary cover in Siglistorf — 4.3 km away
- Health insurance and supplementary cover in Boppelsen — 4.4 km away
Health insurance premiums 2026 in Niederweningen: the real numbers
In Niederweningen, an adult with a 300 CHF deductible pays between 518 and 724 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’476 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 518 – 724 CHF | from 389 CHF |
| Young adults (19–25) | 371 – 591 CHF | from 243 CHF |
| Children (0–18) | 41 – 168 CHF | — |
Our comparison tool does this work for you: the 83 insurers available for Niederweningen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Niederweningen →
Basic insurance in Niederweningen: choosing insurer, deductible and model
Three decisions drive your premium in Niederweningen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Niederweningen starts as low as 389 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Zurich: the entitlement goes surprisingly often unclaimed.
Checklist for Niederweningen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Zurich.
Free premium comparison for Niederweningen →
How we work for Niederweningen
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Zurich. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Niederweningen this difference is measurable: 518–724 francs a month for adults, i.e. up to 2’476 francs a year across 83 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Niederweningen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Niederweningen?
In Niederweningen (postal code 8166), the 2026 adult basic-insurance premium ranges from 518 to 724 francs a month depending on the insurer (deductible 300), from 371 francs for young adults and from 41 francs for children. For identical cover, the difference reaches up to 2’476 francs a year (FOPH premium region 1 of the canton of Zurich). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Niederweningen have the same premiums?
Not necessarily. Niederweningen and nearby municipalities such as Schneisingen (2 km), Schleinikon (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Niederweningen?
No, it is for orientation in Niederweningen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Zurich.
Can I compare "Health insurance and supplementary cover" in Niederweningen with no obligation?
Of course. The starting point is your situation in Niederweningen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
This local guide for Niederweningen is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.