Basic health insurance and supplementary cover in Freienwil

Basic health insurance and supplementary cover in Freienwil (Argovie)
Basic health insurance and supplementary cover in Freienwil (Argovie).

Key points at a glance

Living in Freienwil (canton of Aargau) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Freienwil you don't save by taking less protection — you save through the right insurer, deductible and model.

What sets your premium is your FOPH premium region (Freienwil belongs to region 0 in the canton of Aargau) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Freienwil has roughly 1’100 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Freienwil, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Oberehrendingen (1 km), Ehrendingen (1 km), Lengnau (2 km).

Freienwil at a glance: your local context

Freienwil, a municipality of roughly 1’100 residents in the canton of Aargau, has its own profile when it comes to health insurance. Freienwil lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 1’100
  • Canton: Aargau
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 5423
  • Federal municipality number (BFS): 4028

Health insurance and supplementary cover around Freienwil: compare neighbouring municipalities

Living or working near Freienwil? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Freienwil: the real numbers

Concretely for Freienwil: the 2026 adult premium (deductible 300 CHF) is between 454 and 622 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’017 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Freienwil (canton of Aargau), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)454 – 622 CHFfrom 344 CHF
Young adults (19–25)331 – 469 CHFfrom 213 CHF
Children (0–18)33 – 137 CHF
Source: FOPH/OFSP, approved premiums 2026. 84 insurers compared.

Our comparison tool does this work for you: the 84 insurers available for Freienwil are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Freienwil →

Basic insurance in Freienwil: choosing insurer, deductible and model

You steer your premium in Freienwil with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Freienwil starts as low as 344 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Aargau: the entitlement goes surprisingly often unclaimed.

Checklist for Freienwil

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Aargau.

Free premium comparison for Freienwil →

How we work for Freienwil

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Freienwil this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Freienwil (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Freienwil?

In Freienwil (postal code 5423), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Freienwil have the same premiums?

Not necessarily. Freienwil and nearby municipalities such as Oberehrendingen (1 km), Ehrendingen (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Freienwil?

No, it is for orientation in Freienwil. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.

Can I compare "Health insurance and supplementary cover" in Freienwil with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Freienwil follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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