Key points at a glance
Living in Cham (canton of Zug) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Cham you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Cham belongs to region 0 in the canton of Zug) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Cham has roughly 17’060 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Cham, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Hünenberg (3 km), Steinhausen (3 km), Zoug (5 km).
Cham at a glance: your local context
Cham, a municipality of roughly 17’060 residents in the canton of Zug, has its own profile when it comes to health insurance. For health insurance premiums, Cham belongs to FOPH premium region 0 of the canton of Zug. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 17’060
- Canton: Zug
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 6330
- Federal municipality number (BFS): 1702
Health insurance and supplementary cover around Cham: compare neighbouring municipalities
Living or working near Cham? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Hünenberg — 2.5 km away
- Health insurance and supplementary cover in Steinhausen — 2.7 km away
- Health insurance and supplementary cover in Zoug — 4.6 km away
- Health insurance and supplementary cover in Risch — 4.8 km away
- Health insurance and supplementary cover in Sins — 4.9 km away
- Health insurance and supplementary cover in Knonau — 4.9 km away
- Health insurance and supplementary cover in Oberrüti — 5.1 km away
- Health insurance and supplementary cover in Baar — 5.3 km away
- Health insurance and supplementary cover in Rifferswil — 5.9 km away
- Health insurance and supplementary cover in Dietwil — 6.2 km away
Health insurance premiums 2026 in Cham: the real numbers
In Cham, an adult with a 300 CHF deductible pays between 335 and 536 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’412 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 335 – 536 CHF | from 207 CHF |
| Young adults (19–25) | 245 – 413 CHF | from 150 CHF |
| Children (0–18) | 23 – 117 CHF | — |
Our comparison tool does this work for you: the 78 insurers available for Cham are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Cham: choosing insurer, deductible and model
You steer your premium in Cham with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Cham starts as low as 207 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Zug — many households leave this reduction unused.
Checklist for Cham
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Zug.
Free premium comparison for Cham →
How we work for Cham
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Zug. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Cham this difference is measurable: 335–536 francs a month for adults, i.e. up to 2’412 francs a year across 78 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Cham (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Cham?
In Cham (postal code 6330), the 2026 adult basic-insurance premium ranges from 335 to 536 francs a month depending on the insurer (deductible 300), from 245 francs for young adults and from 23 francs for children. For identical cover, the difference reaches up to 2’412 francs a year (FOPH premium region 0 of the canton of Zug). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Cham have the same premiums?
Not necessarily. Cham and nearby municipalities such as Hünenberg (3 km), Steinhausen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Cham?
No, it is for orientation in Cham. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Zug.
Can I compare "Health insurance and supplementary cover" in Cham with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Cham follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.