Basic health insurance and supplementary cover in Val-d'Illiez

Basic health insurance and supplementary cover in Val-d'Illiez (Valais)
Basic health insurance and supplementary cover in Val-d'Illiez (Valais).

Key points at a glance

Living in Val-d'Illiez (canton of Valais) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Val-d'Illiez you don't save by taking less protection — you save through the right insurer, deductible and model.

What sets your premium is your FOPH premium region (Val-d'Illiez belongs to region 2 in the canton of Valais) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Val-d'Illiez has roughly 1’961 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Val-d'Illiez, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Champéry (4 km), Troistorrents (4 km), Vérossaz (7 km).

Val-d'Illiez at a glance: your local context

Val-d'Illiez, a municipality of roughly 1’961 residents in the canton of Valais, has its own profile when it comes to health insurance. For health insurance premiums, Val-d'Illiez belongs to FOPH premium region 2 of the canton of Valais. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 1’961
  • Canton: Valais
  • Basic-insurance premium region (FOPH/OFSP): region 2
  • Postal code (NPA): 1873
  • Federal municipality number (BFS): 6157

Health insurance and supplementary cover around Val-d'Illiez: compare neighbouring municipalities

Living or working near Val-d'Illiez? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Val-d'Illiez: the real numbers

In Val-d'Illiez, an adult with a 300 CHF deductible pays between 406 and 598 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’299 francs a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Val-d'Illiez (canton of Valais), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)406 – 598 CHFfrom 295 CHF
Young adults (19–25)297 – 454 CHFfrom 186 CHF
Children (0–18)30 – 130 CHF
Source: FOPH/OFSP, approved premiums 2026. 76 insurers compared.

That is exactly what our comparison does: it ranks the 76 insurers active in Val-d'Illiez from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Val-d'Illiez →

Basic insurance in Val-d'Illiez: choosing insurer, deductible and model

Three decisions drive your premium in Val-d'Illiez. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Val-d'Illiez starts as low as 295 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Valais: the entitlement goes surprisingly often unclaimed.

Checklist for Val-d'Illiez

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Valais.

Free premium comparison for Val-d'Illiez →

How we work for Val-d'Illiez

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Valais. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Val-d'Illiez this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Val-d'Illiez (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Val-d'Illiez?

In Val-d'Illiez (postal code 1873), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Val-d'Illiez have the same premiums?

Not necessarily. Val-d'Illiez and nearby municipalities such as Champéry (4 km), Troistorrents (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Val-d'Illiez?

No, it is for orientation in Val-d'Illiez. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Valais.

Can I compare "Health insurance and supplementary cover" in Val-d'Illiez with no obligation?

Of course. The starting point is your situation in Val-d'Illiez; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

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Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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