Key points at a glance
This page is written for residents of Monthey, in the canton of Valais, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Monthey, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Monthey belongs to region 2 in the canton of Valais) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Monthey has roughly 17’777 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Monthey, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Collombey-Muraz (2 km), Massongex (3 km), Troistorrents (3 km).
Monthey at a glance: your local context
Monthey, a municipality of roughly 17’777 residents in the canton of Valais, has its own profile when it comes to health insurance. For health insurance premiums, Monthey belongs to FOPH premium region 2 of the canton of Valais. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 17’777
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1870
- Federal municipality number (BFS): 6153
Health insurance and supplementary cover around Monthey: compare neighbouring municipalities
Around Monthey, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Collombey-Muraz — 1.9 km away
- Health insurance and supplementary cover in Massongex — 2.6 km away
- Health insurance and supplementary cover in Troistorrents — 3.2 km away
- Health insurance and supplementary cover in Vérossaz — 4.5 km away
- Health insurance and supplementary cover in Bex — 5.1 km away
- Health insurance and supplementary cover in Saint-Maurice — 5.4 km away
- Health insurance and supplementary cover in Ollon — 6.2 km away
- Health insurance and supplementary cover in Val-d'Illiez — 6.8 km away
- Health insurance and supplementary cover in Aigle — 7.6 km away
- Health insurance and supplementary cover in Vionnaz — 8.3 km away
Health insurance premiums 2026 in Monthey: the real numbers
Concretely for Monthey: the 2026 adult premium (deductible 300 CHF) is between 406 and 598 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’299 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 406 – 598 CHF | from 295 CHF |
| Young adults (19–25) | 297 – 454 CHF | from 186 CHF |
| Children (0–18) | 30 – 130 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Monthey from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Monthey →
Basic insurance in Monthey: choosing insurer, deductible and model
You steer your premium in Monthey with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Monthey starts as low as 295 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Valais: the entitlement goes surprisingly often unclaimed.
Checklist for Monthey
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Monthey →
How we work for Monthey
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Valais. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Monthey this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Monthey (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Monthey?
In Monthey (postal code 1870), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Monthey have the same premiums?
Not necessarily. Monthey and nearby municipalities such as Collombey-Muraz (2 km), Massongex (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Monthey?
No. It explains the insurance and tax concepts for residents of Monthey (canton of Valais). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Monthey with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Monthey follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.