Key points at a glance
Living in Hérémence (canton of Valais) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Hérémence you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Valais), never on your health: for basic insurance, every insurer must accept you. Hérémence has roughly 1’392 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Hérémence, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Saint-Martin (3 km), Vex (4 km), Veysonnaz (5 km).
Hérémence at a glance: your local context
Hérémence, a municipality of roughly 1’392 residents in the canton of Valais, has its own profile when it comes to health insurance. Hérémence lies in premium region 2 of the canton of Valais (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’392
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1987
- Federal municipality number (BFS): 6084
Health insurance and supplementary cover around Hérémence: compare neighbouring municipalities
Around Hérémence, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Saint-Martin — 3.2 km away
- Health insurance and supplementary cover in Vex — 3.7 km away
- Health insurance and supplementary cover in Veysonnaz — 5.0 km away
- Health insurance and supplementary cover in Mont-Noble — 5.6 km away
- Health insurance and supplementary cover in Sion — 5.9 km away
- Health insurance and supplementary cover in Nendaz — 7.7 km away
- Health insurance and supplementary cover in Grône — 8.4 km away
- Health insurance and supplementary cover in Saint-Léonard — 8.4 km away
- Health insurance and supplementary cover in Savièse — 9.0 km away
- Health insurance and supplementary cover in Arbaz — 9.4 km away
Health insurance premiums 2026 in Hérémence: the real numbers
In Hérémence, an adult with a 300 CHF deductible pays between 406 and 598 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’299 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 406 – 598 CHF | from 295 CHF |
| Young adults (19–25) | 297 – 454 CHF | from 186 CHF |
| Children (0–18) | 30 – 130 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Hérémence from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Hérémence →
Basic insurance in Hérémence: choosing insurer, deductible and model
You steer your premium in Hérémence with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Hérémence starts as low as 295 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Valais: the entitlement goes surprisingly often unclaimed.
Checklist for Hérémence
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Hérémence →
How we work for Hérémence
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Valais. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Hérémence this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Hérémence (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Hérémence?
In Hérémence (postal code 1987), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Hérémence have the same premiums?
Not necessarily. Hérémence and nearby municipalities such as Saint-Martin (3 km), Vex (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Hérémence?
No, it is for orientation in Hérémence. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Valais.
Can I compare "Health insurance and supplementary cover" in Hérémence with no obligation?
Of course. The starting point is your situation in Hérémence; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.