Key points at a glance
This page explains to residents of Bovernier how supplementary insurance (LCA/VVG) works — the optional top-up to basic insurance for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses, maternity or prevention.
In Bovernier (postal code 1932), a municipality of roughly 893 residents in the canton of Valais, one rule stands out: unlike basic insurance, supplementary cover is a FREE market. Benefits, prices and conditions vary widely from one insurer to the next. Compare according to your actual needs — and sign up while young and healthy, because the insurer is allowed to ask health questions. Commuting between Bovernier and a nearby municipality (Martigny (2 km), Martigny-Combe (3 km), Sembrancher (5 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Bovernier at a glance: your local context
Bovernier, a municipality of roughly 893 residents in the canton of Valais, brings its own local context to "Comparing supplementary (LCA/VVG) insurance". For health insurance premiums, Bovernier belongs to FOPH premium region 2 of the canton of Valais. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 893
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1932
- Federal municipality number (BFS): 6131
Comparing supplementary (LCA/VVG) insurance around Bovernier: compare neighbouring municipalities
Around Bovernier, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Comparing supplementary (LCA/VVG) insurance in Martigny — 2.0 km away
- Comparing supplementary (LCA/VVG) insurance in Martigny-Combe — 2.6 km away
- Comparing supplementary (LCA/VVG) insurance in Sembrancher — 5.3 km away
- Comparing supplementary (LCA/VVG) insurance in Fully — 6.1 km away
- Comparing supplementary (LCA/VVG) insurance in Salvan — 6.3 km away
- Comparing supplementary (LCA/VVG) insurance in Vernayaz — 6.8 km away
- Comparing supplementary (LCA/VVG) insurance in Trient — 7.4 km away
- Comparing supplementary (LCA/VVG) insurance in Orsières — 7.6 km away
- Comparing supplementary (LCA/VVG) insurance in Dorénaz — 7.8 km away
- Comparing supplementary (LCA/VVG) insurance in Finhaut — 8.2 km away
Supplementary insurance (LCA) in Bovernier: what matters
Unlike basic insurance, supplementary cover is a free contractual product: each insurer defines its own benefits, premiums and conditions. Two policies at the same price can cover very differently in Bovernier — for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses or maternity. So compare benefit by benefit against your actual needs, not just on price.
Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Bovernier →
How we work for Bovernier
Our approach for "Comparing supplementary (LCA/VVG) insurance" in Bovernier: (1) list your contracts and deadlines in the canton of Valais; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Bovernier (practical guidance, not legal advice)
Is "Comparing supplementary (LCA/VVG) insurance" also covered for the area around Bovernier?
Yes. The neighbouring municipalities of Bovernier, such as Martigny (2 km), Martigny-Combe (3 km), each have their own page on "Comparing supplementary (LCA/VVG) insurance" — handy when you compare several places to live in the canton of Valais or a move is coming up.
Does this page replace personal advice in Bovernier?
No, it is for orientation in Bovernier. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Valais.
Can I compare "Comparing supplementary (LCA/VVG) insurance" in Bovernier with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Bovernier follow. The comparison is free, and no offer is binding.
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Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.