Key points at a glance
This page is written for residents of Agarn, in the canton of Valais, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Agarn, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region, never on your health: for basic insurance, every insurer must accept you. Agarn has roughly 718 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Agarn, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Guttet-Feschel (4 km), Ergisch (4 km), Loèche (4 km).
Agarn at a glance: your local context
Agarn, a municipality of roughly 718 residents in the canton of Valais, has its own profile when it comes to health insurance. In Agarn, the official FOPH premium rates for the canton of Valais apply.
- Population: roughly 718
- Canton: Valais
- Federal municipality number (BFS): 6101
Health insurance and supplementary cover around Agarn: compare neighbouring municipalities
Around Agarn, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Guttet-Feschel — 3.7 km away
- Health insurance and supplementary cover in Ergisch — 3.8 km away
- Health insurance and supplementary cover in Loèche — 3.9 km away
- Health insurance and supplementary cover in Turtmann-Unterems — 4.6 km away
- Health insurance and supplementary cover in Varonne — 5.3 km away
- Health insurance and supplementary cover in Albinen — 5.7 km away
- Health insurance and supplementary cover in Inden — 6.1 km away
- Health insurance and supplementary cover in Salquenen — 6.7 km away
- Health insurance and supplementary cover in Oberems — 8.0 km away
- Health insurance and supplementary cover in Gampel-Bratsch — 8.5 km away
Health insurance premiums 2026 in Agarn: the real numbers
Concretely for Agarn: the 2026 adult premium (deductible 300 CHF) is between 481 and 643 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 1’944 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 481 – 643 CHF | from 353 CHF |
| Young adults (19–25) | 341 – 502 CHF | from 218 CHF |
| Children (0–18) | 35 – 138 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Agarn are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Agarn: choosing insurer, deductible and model
Three decisions drive your premium in Agarn. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Agarn starts as low as 353 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Valais — many households leave this reduction unused.
Checklist for Agarn
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Agarn →
How we work for Agarn
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Valais. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Agarn this difference is measurable: 481–643 francs a month for adults, i.e. up to 1’944 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Agarn (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Agarn?
In Agarn, the 2026 adult basic-insurance premium ranges from 481 to 643 francs a month depending on the insurer (deductible 300), from 341 francs for young adults and from 35 francs for children. For identical cover, the difference reaches up to 1’944 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Agarn have the same premiums?
Not necessarily. Agarn and nearby municipalities such as Guttet-Feschel (4 km), Ergisch (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Agarn?
No, it is for orientation in Agarn. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Valais.
Can I compare "Health insurance and supplementary cover" in Agarn with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Agarn follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Agarn is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.