Premium subsidies and reductions in Saint-Prex

Premium subsidies and reductions in Saint-Prex (Vaud)
Premium subsidies and reductions in Saint-Prex (Vaud).

Key points at a glance

Living in Saint-Prex (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Saint-Prex you don't save by taking less protection — you save through the right insurer, deductible and model.

What sets your premium is your FOPH premium region (Saint-Prex belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Saint-Prex has roughly 5’679 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Saint-Prex, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Lussy-sur-Morges (2 km), Lully (2 km), Tolochenaz (2 km).

Saint-Prex at a glance: your local context

Saint-Prex, a municipality of roughly 5’679 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Saint-Prex belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 5’679
  • Canton: Vaud
  • Basic-insurance premium region (FOPH/OFSP): region 1
  • Postal code (NPA): 1162
  • Federal municipality number (BFS): 5646

Applying for premium subsidies around Saint-Prex: compare neighbouring municipalities

Around Saint-Prex, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Saint-Prex: the real numbers

The range in Saint-Prex is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.

Monthly basic-insurance premiums 2026 — Saint-Prex (canton of Vaud), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)570 – 764 CHFfrom 442 CHF
Young adults (19–25)413 – 648 CHFfrom 284 CHF
Children (0–18)44 – 179 CHF
Source: FOPH/OFSP, approved premiums 2026. 67 insurers compared.

That is exactly what our comparison does: it ranks the 67 insurers active in Saint-Prex from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Saint-Prex →

Basic insurance in Saint-Prex: choosing insurer, deductible and model

You steer your premium in Saint-Prex with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Saint-Prex starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.

Checklist for Saint-Prex

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Vaud.

Free premium comparison for Saint-Prex →

How we work for Saint-Prex

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Saint-Prex this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Saint-Prex (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Saint-Prex?

In Saint-Prex (postal code 1162), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Saint-Prex have the same premiums?

Not necessarily. Saint-Prex and nearby municipalities such as Lussy-sur-Morges (2 km), Lully (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Saint-Prex?

No. It explains the insurance and tax concepts for residents of Saint-Prex (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Applying for premium subsidies" in Saint-Prex with no obligation?

Of course. The starting point is your situation in Saint-Prex; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

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Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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