Key points at a glance
This page is written for residents of Lavigny, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Lavigny, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Lavigny has roughly 999 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Lavigny, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Aubonne (2 km), Saint-Livres (2 km), Etoy (2 km).
Lavigny at a glance: your local context
Lavigny, a municipality of roughly 999 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Lavigny belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 999
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1175
- Federal municipality number (BFS): 5637
Applying for premium subsidies around Lavigny: compare neighbouring municipalities
Living or working near Lavigny? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Aubonne — 1.9 km away
- Applying for premium subsidies in Saint-Livres — 2.0 km away
- Applying for premium subsidies in Etoy — 2.0 km away
- Applying for premium subsidies in Villars-sous-Yens — 2.6 km away
- Applying for premium subsidies in Yens — 2.9 km away
- Applying for premium subsidies in Lussy-sur-Morges — 3.2 km away
- Applying for premium subsidies in Denens — 3.7 km away
- Applying for premium subsidies in Féchy — 3.7 km away
- Applying for premium subsidies in Allaman — 3.8 km away
- Applying for premium subsidies in Buchillon — 3.8 km away
Health insurance premiums 2026 in Lavigny: the real numbers
The range in Lavigny is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Lavigny from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Lavigny →
Basic insurance in Lavigny: choosing insurer, deductible and model
Three decisions drive your premium in Lavigny. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Lavigny starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Lavigny
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Lavigny →
How we work for Lavigny
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Lavigny this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Lavigny (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lavigny?
In Lavigny (postal code 1175), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lavigny have the same premiums?
Not necessarily. Lavigny and nearby municipalities such as Aubonne (2 km), Saint-Livres (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lavigny?
No, it is for orientation in Lavigny. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Applying for premium subsidies" in Lavigny with no obligation?
Of course. The starting point is your situation in Lavigny; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Lavigny is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.