Key points at a glance
Living in Saint-Oyens (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Saint-Oyens you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Saint-Oyens has roughly 457 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Saint-Oyens, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Essertines-sur-Rolle (0 km), Gimel (1 km), Saubraz (2 km).
Saint-Oyens at a glance: your local context
Saint-Oyens, a municipality of roughly 457 residents in the canton of Vaud, has its own profile when it comes to health insurance. Saint-Oyens lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 457
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1187
- Federal municipality number (BFS): 5436
Health insurance and supplementary cover around Saint-Oyens: compare neighbouring municipalities
Living or working near Saint-Oyens? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Essertines-sur-Rolle — 0.0 km away
- Health insurance and supplementary cover in Gimel — 1.4 km away
- Health insurance and supplementary cover in Saubraz — 2.2 km away
- Health insurance and supplementary cover in Bougy-Villars — 3.2 km away
- Health insurance and supplementary cover in Tartegnin — 3.7 km away
- Health insurance and supplementary cover in Longirod — 3.8 km away
- Health insurance and supplementary cover in Bière — 3.9 km away
- Health insurance and supplementary cover in Mont-sur-Rolle — 3.9 km away
- Health insurance and supplementary cover in Saint-George — 4.3 km away
- Health insurance and supplementary cover in Féchy — 4.3 km away
Health insurance premiums 2026 in Saint-Oyens: the real numbers
In Saint-Oyens, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Saint-Oyens from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Saint-Oyens →
Basic insurance in Saint-Oyens: choosing insurer, deductible and model
You steer your premium in Saint-Oyens with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Saint-Oyens starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Saint-Oyens
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Saint-Oyens →
How we work for Saint-Oyens
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Saint-Oyens this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Saint-Oyens (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Saint-Oyens?
In Saint-Oyens (postal code 1187), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Saint-Oyens have the same premiums?
Not necessarily. Saint-Oyens and nearby municipalities such as Essertines-sur-Rolle (0 km), Gimel (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Saint-Oyens?
No, it is for orientation in Saint-Oyens. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Saint-Oyens with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Saint-Oyens follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.