Key points at a glance
Living in Melide (canton of Ticino) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Melide you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Melide belongs to region 1 in the canton of Ticino) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Melide has roughly 1’816 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Melide, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bissone (1 km), Grancia (2 km), Brusino Arsizio (3 km).
Melide at a glance: your local context
Melide, a municipality of roughly 1’816 residents in the canton of Ticino, has its own profile when it comes to health insurance. For health insurance premiums, Melide belongs to FOPH premium region 1 of the canton of Ticino. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’816
- Canton: Ticino
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 6815
- Federal municipality number (BFS): 5198
Health insurance and supplementary cover around Melide: compare neighbouring municipalities
Living or working near Melide? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Bissone — 1.3 km away
- Health insurance and supplementary cover in Grancia — 2.3 km away
- Health insurance and supplementary cover in Brusino Arsizio — 2.6 km away
- Health insurance and supplementary cover in Arogno — 3.2 km away
- Health insurance and supplementary cover in Vico Morcote — 3.2 km away
- Health insurance and supplementary cover in Paradiso — 3.7 km away
- Health insurance and supplementary cover in Morcote — 3.8 km away
- Health insurance and supplementary cover in Pambio-Noranco — 4.5 km away
- Health insurance and supplementary cover in Collina d'Oro — 4.5 km away
- Health insurance and supplementary cover in Val Mara — 4.5 km away
Health insurance premiums 2026 in Melide: the real numbers
The range in Melide is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 584 to 827 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’911 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 584 – 827 CHF | from 474 CHF |
| Young adults (19–25) | 426 – 639 CHF | from 307 CHF |
| Children (0–18) | 43 – 180 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Melide are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Melide: choosing insurer, deductible and model
Three decisions drive your premium in Melide. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Melide starts as low as 474 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Ticino: the entitlement goes surprisingly often unclaimed.
Checklist for Melide
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Ticino.
Free premium comparison for Melide →
How we work for Melide
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Ticino. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Melide this difference is measurable: 584–827 francs a month for adults, i.e. up to 2’911 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Melide (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Melide?
In Melide (postal code 6815), the 2026 adult basic-insurance premium ranges from 584 to 827 francs a month depending on the insurer (deductible 300), from 426 francs for young adults and from 43 francs for children. For identical cover, the difference reaches up to 2’911 francs a year (FOPH premium region 1 of the canton of Ticino). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Melide have the same premiums?
Not necessarily. Melide and nearby municipalities such as Bissone (1 km), Grancia (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Melide?
No. It explains the insurance and tax concepts for residents of Melide (canton of Ticino). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Melide with no obligation?
Of course. The starting point is your situation in Melide; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.