Key points at a glance
This page is written for residents of Lamone, in the canton of Ticino, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Lamone, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Lamone has roughly 1’741 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Lamone, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Origlio (1 km), Bedano (1 km), Gravesano (1 km).
Lamone at a glance: your local context
Lamone, a municipality of roughly 1’741 residents in the canton of Ticino, has its own profile when it comes to health insurance. In Lamone, the official FOPH premium rates for the canton of Ticino apply.
- Population: roughly 1’741
- Canton: Ticino
- Federal municipality number (BFS): 5189
Applying for premium subsidies around Lamone: compare neighbouring municipalities
Living or working near Lamone? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Origlio — 1.3 km away
- Applying for premium subsidies in Bedano — 1.3 km away
- Applying for premium subsidies in Gravesano — 1.3 km away
- Applying for premium subsidies in Cadempino — 1.9 km away
- Applying for premium subsidies in Ponte Capriasca — 2.3 km away
- Applying for premium subsidies in Torricella-Taverne — 2.3 km away
- Applying for premium subsidies in Comano — 2.3 km away
- Applying for premium subsidies in Cureglia — 2.3 km away
- Applying for premium subsidies in Manno — 2.3 km away
- Applying for premium subsidies in Capriasca — 3.2 km away
Health insurance premiums 2026 in Lamone: the real numbers
In Lamone, an adult with a 300 CHF deductible pays between 584 and 827 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’911 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 584 – 827 CHF | from 474 CHF |
| Young adults (19–25) | 426 – 639 CHF | from 307 CHF |
| Children (0–18) | 43 – 180 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Lamone from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Lamone: choosing insurer, deductible and model
Three decisions drive your premium in Lamone. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Lamone starts as low as 474 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Ticino: the entitlement goes surprisingly often unclaimed.
Checklist for Lamone
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Ticino.
Free premium comparison for Lamone →
How we work for Lamone
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Ticino. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Lamone this difference is measurable: 584–827 francs a month for adults, i.e. up to 2’911 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Lamone (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lamone?
In Lamone, the 2026 adult basic-insurance premium ranges from 584 to 827 francs a month depending on the insurer (deductible 300), from 426 francs for young adults and from 43 francs for children. For identical cover, the difference reaches up to 2’911 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lamone have the same premiums?
Not necessarily. Lamone and nearby municipalities such as Origlio (1 km), Bedano (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lamone?
No, it is for orientation in Lamone. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Ticino.
Can I compare "Applying for premium subsidies" in Lamone with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Lamone follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.