Key points at a glance
This page is written for residents of Cadempino, in the canton of Ticino, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Cadempino, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Ticino), never on your health: for basic insurance, every insurer must accept you. Cadempino has roughly 1’530 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Cadempino, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Comano (1 km), Cureglia (1 km), Manno (1 km).
Cadempino at a glance: your local context
Cadempino, a municipality of roughly 1’530 residents in the canton of Ticino, has its own profile when it comes to health insurance. Cadempino lies in premium region 1 of the canton of Ticino (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’530
- Canton: Ticino
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 6814
- Federal municipality number (BFS): 5162
Applying for premium subsidies around Cadempino: compare neighbouring municipalities
Living or working near Cadempino? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Comano — 1.3 km away
- Applying for premium subsidies in Cureglia — 1.3 km away
- Applying for premium subsidies in Manno — 1.3 km away
- Applying for premium subsidies in Lamone — 1.9 km away
- Applying for premium subsidies in Vezia — 1.9 km away
- Applying for premium subsidies in Origlio — 2.3 km away
- Applying for premium subsidies in Bedano — 2.3 km away
- Applying for premium subsidies in Gravesano — 2.3 km away
- Applying for premium subsidies in Massagno — 2.3 km away
- Applying for premium subsidies in Porza — 2.3 km away
Health insurance premiums 2026 in Cadempino: the real numbers
The range in Cadempino is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 584 to 827 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’911 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 584 – 827 CHF | from 474 CHF |
| Young adults (19–25) | 426 – 639 CHF | from 307 CHF |
| Children (0–18) | 43 – 180 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Cadempino are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Cadempino →
Basic insurance in Cadempino: choosing insurer, deductible and model
Three decisions drive your premium in Cadempino. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Cadempino starts as low as 474 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Ticino: the entitlement goes surprisingly often unclaimed.
Checklist for Cadempino
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Ticino.
Free premium comparison for Cadempino →
How we work for Cadempino
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Ticino. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Cadempino this difference is measurable: 584–827 francs a month for adults, i.e. up to 2’911 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Cadempino (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Cadempino?
In Cadempino (postal code 6814), the 2026 adult basic-insurance premium ranges from 584 to 827 francs a month depending on the insurer (deductible 300), from 426 francs for young adults and from 43 francs for children. For identical cover, the difference reaches up to 2’911 francs a year (FOPH premium region 1 of the canton of Ticino). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Cadempino have the same premiums?
Not necessarily. Cadempino and nearby municipalities such as Comano (1 km), Cureglia (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Cadempino?
No. It explains the insurance and tax concepts for residents of Cadempino (canton of Ticino). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Cadempino with no obligation?
Of course. The starting point is your situation in Cadempino; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.