Key points at a glance
This page is written for residents of Bedretto, in the canton of Ticino, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Bedretto, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Bedretto belongs to region 1 in the canton of Ticino) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Bedretto has roughly 110 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Bedretto, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Airolo (9 km), Realp (11 km), Lavizzara (13 km).
Bedretto at a glance: your local context
Bedretto, a municipality of roughly 110 residents in the canton of Ticino, has its own profile when it comes to health insurance. For health insurance premiums, Bedretto belongs to FOPH premium region 1 of the canton of Ticino. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 110
- Canton: Ticino
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 6781
- Federal municipality number (BFS): 5063
Applying for premium subsidies around Bedretto: compare neighbouring municipalities
Around Bedretto, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Airolo — 8.5 km away
- Applying for premium subsidies in Realp — 11.0 km away
- Applying for premium subsidies in Lavizzara — 12.6 km away
- Applying for premium subsidies in Obergoms — 13.3 km away
- Applying for premium subsidies in Cevio — 13.7 km away
- Applying for premium subsidies in Hospental — 14.0 km away
- Applying for premium subsidies in Quinto — 14.2 km away
- Applying for premium subsidies in Prato-Sornico — 15.7 km away
- Applying for premium subsidies in Andermatt — 16.0 km away
- Applying for premium subsidies in Göschenen — 19.4 km away
Health insurance premiums 2026 in Bedretto: the real numbers
In Bedretto, an adult with a 300 CHF deductible pays between 584 and 827 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’911 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 584 – 827 CHF | from 474 CHF |
| Young adults (19–25) | 426 – 639 CHF | from 307 CHF |
| Children (0–18) | 43 – 180 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Bedretto from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Bedretto →
Basic insurance in Bedretto: choosing insurer, deductible and model
Three decisions drive your premium in Bedretto. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Bedretto starts as low as 474 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Ticino — many households leave this reduction unused.
Checklist for Bedretto
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Ticino.
Free premium comparison for Bedretto →
How we work for Bedretto
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Ticino. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Bedretto this difference is measurable: 584–827 francs a month for adults, i.e. up to 2’911 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Bedretto (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Bedretto?
In Bedretto (postal code 6781), the 2026 adult basic-insurance premium ranges from 584 to 827 francs a month depending on the insurer (deductible 300), from 426 francs for young adults and from 43 francs for children. For identical cover, the difference reaches up to 2’911 francs a year (FOPH premium region 1 of the canton of Ticino). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Bedretto have the same premiums?
Not necessarily. Bedretto and nearby municipalities such as Airolo (9 km), Realp (11 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Bedretto?
No. It explains the insurance and tax concepts for residents of Bedretto (canton of Ticino). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Bedretto with no obligation?
Of course. The starting point is your situation in Bedretto; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.