Key points at a glance
Living in Andermatt (canton of Uri) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Andermatt you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Andermatt belongs to region 0 in the canton of Uri) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Andermatt has roughly 1’578 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Andermatt, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Hospental (5 km), Göschenen (6 km), Airolo (10 km).
Andermatt at a glance: your local context
Andermatt, a municipality of roughly 1’578 residents in the canton of Uri, has its own profile when it comes to health insurance. For health insurance premiums, Andermatt belongs to FOPH premium region 0 of the canton of Uri. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’578
- Canton: Uri
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 6490
- Federal municipality number (BFS): 1202
Applying for premium subsidies around Andermatt: compare neighbouring municipalities
Around Andermatt, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Hospental — 4.7 km away
- Applying for premium subsidies in Göschenen — 6.3 km away
- Applying for premium subsidies in Airolo — 9.8 km away
- Applying for premium subsidies in Wassen — 9.8 km away
- Applying for premium subsidies in Realp — 10.1 km away
- Applying for premium subsidies in Tujetsch — 12.4 km away
- Applying for premium subsidies in Quinto — 12.7 km away
- Applying for premium subsidies in Gurtnellen — 13.1 km away
- Applying for premium subsidies in Medel — 15.5 km away
- Applying for premium subsidies in Bedretto — 16.0 km away
Health insurance premiums 2026 in Andermatt: the real numbers
Concretely for Andermatt: the 2026 adult premium (deductible 300 CHF) is between 377 and 681 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 3’656 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 377 – 681 CHF | from 266 CHF |
| Young adults (19–25) | 275 – 518 CHF | from 168 CHF |
| Children (0–18) | 27 – 153 CHF | — |
Our comparison tool does this work for you: the 77 insurers available for Andermatt are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Andermatt →
Basic insurance in Andermatt: choosing insurer, deductible and model
You steer your premium in Andermatt with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Andermatt starts as low as 266 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Uri — many households leave this reduction unused.
Checklist for Andermatt
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Uri.
Free premium comparison for Andermatt →
How we work for Andermatt
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Uri. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Andermatt this difference is measurable: 377–681 francs a month for adults, i.e. up to 3’656 francs a year across 77 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Andermatt (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Andermatt?
In Andermatt (postal code 6490), the 2026 adult basic-insurance premium ranges from 377 to 681 francs a month depending on the insurer (deductible 300), from 275 francs for young adults and from 27 francs for children. For identical cover, the difference reaches up to 3’656 francs a year (FOPH premium region 0 of the canton of Uri). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Andermatt have the same premiums?
Not necessarily. Andermatt and nearby municipalities such as Hospental (5 km), Göschenen (6 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Andermatt?
No. It explains the insurance and tax concepts for residents of Andermatt (canton of Uri). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Andermatt with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Andermatt follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Andermatt is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.