Key points at a glance
This page is written for residents of Gempen, in the canton of Solothurn, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Gempen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Solothurn), never on your health: for basic insurance, every insurer must accept you. Gempen has roughly 867 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Gempen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Nuglar-Sankt Pantaleon (3 km), Hochwald (3 km), Büren (3 km).
Gempen at a glance: your local context
Gempen, a municipality of roughly 867 residents in the canton of Solothurn, has its own profile when it comes to health insurance. Gempen lies in premium region 0 of the canton of Solothurn (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 867
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4145
- Federal municipality number (BFS): 2474
Health insurance and supplementary cover around Gempen: compare neighbouring municipalities
Living or working near Gempen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Nuglar-Sankt Pantaleon — 2.6 km away
- Health insurance and supplementary cover in Hochwald — 2.7 km away
- Health insurance and supplementary cover in Büren — 2.9 km away
- Health insurance and supplementary cover in Dornach — 3.1 km away
- Health insurance and supplementary cover in Arlesheim — 3.4 km away
- Health insurance and supplementary cover in Lupsingen — 4.3 km away
- Health insurance and supplementary cover in Seewen — 4.5 km away
- Health insurance and supplementary cover in Seltisberg — 4.7 km away
- Health insurance and supplementary cover in Aesch — 5.0 km away
- Health insurance and supplementary cover in Frenkendorf — 5.1 km away
Health insurance premiums 2026 in Gempen: the real numbers
The range in Gempen is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 486 to 643 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 1’879 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 486 – 643 CHF | from 371 CHF |
| Young adults (19–25) | 345 – 501 CHF | from 227 CHF |
| Children (0–18) | 32 – 148 CHF | — |
Our comparison tool does this work for you: the 82 insurers available for Gempen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Gempen: choosing insurer, deductible and model
You steer your premium in Gempen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Gempen starts as low as 371 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Solothurn: the entitlement goes surprisingly often unclaimed.
Checklist for Gempen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Solothurn.
Free premium comparison for Gempen →
How we work for Gempen
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Solothurn. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Gempen this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Gempen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Gempen?
In Gempen (postal code 4145), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Gempen have the same premiums?
Not necessarily. Gempen and nearby municipalities such as Nuglar-Sankt Pantaleon (3 km), Hochwald (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Gempen?
No. It explains the insurance and tax concepts for residents of Gempen (canton of Solothurn). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Gempen with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Gempen follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.