Key points at a glance
Living in Erlinsbach and thinking about pillar 3a? A smart move: tied pension 3a is the most tax-efficient way to save in Switzerland. Contributions up to the annual maximum lower your taxable income, while the capital builds up for retirement, home ownership or a permanent move abroad.
In Erlinsbach (postal code 5015), a municipality of roughly 3’556 residents in the canton of Solothurn, two decisions drive long-term success: how much you pay in (ideally the maximum) — and where. A 3a bank account (safe, low interest), a securities 3a (higher return potential) or an insurance 3a differ substantially in cost and return. Below are the essentials and a free comparison. Comparing several places to live (Stüsslingen (3 km), Aarau (3 km), Küttigen (3 km))? The 3a maximum is set federally — only your municipal tax rate changes the effective saving.
Erlinsbach at a glance: your local context
Erlinsbach, a municipality of roughly 3’556 residents in the canton of Solothurn, brings its own local context to "Pillar 3a for cross-border workers". For health insurance premiums, Erlinsbach belongs to FOPH premium region 0 of the canton of Solothurn. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 3’556
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5015
- Federal municipality number (BFS): 2503
Pillar 3a for cross-border workers around Erlinsbach: compare neighbouring municipalities
Living or working near Erlinsbach? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Pillar 3a for cross-border workers in Stüsslingen — 3.1 km away
- Pillar 3a for cross-border workers in Aarau — 3.3 km away
- Pillar 3a for cross-border workers in Küttigen — 3.4 km away
- Pillar 3a for cross-border workers in Eppenberg-Wöschnau — 3.6 km away
- Pillar 3a for cross-border workers in Niedergösgen — 3.8 km away
- Pillar 3a for cross-border workers in Schönenwerd — 3.9 km away
- Pillar 3a for cross-border workers in Kienberg — 4.8 km away
- Pillar 3a for cross-border workers in Unterentfelden — 4.9 km away
- Pillar 3a for cross-border workers in Oberhof — 4.9 km away
- Pillar 3a for cross-border workers in Lostorf — 4.9 km away
Pillar 3a in Erlinsbach: compare and contribute wisely
Pillar 3a is private, tax-advantaged pension saving: every franc paid in (up to the annual maximum) is deducted from your taxable income, and the capital stays invested until retirement. In Erlinsbach, two decisions count: how much you pay in — and with whom? A bank account, a securities solution or an insurance policy differ sharply in fees and returns.
Over 20–30 years, costs and returns decide tens of thousands of francs. So check the solution type (account or securities), the fees and the flexibility (transferability, free contributions). How much tax you save is set by your marginal rate — depending on income, the canton of Solothurn and your municipality. Withdrawals attract a reduced special rate; running several 3a accounts lets you stagger withdrawals and optimise further.
Hallmarks of a good 3a solution
- Low total costs (management fee plus fund costs / TER).
- Equity share suited to your investment horizon until retirement.
- Flexible contributions and free transfer to another provider.
- Withdrawal planning: several accounts for staggered, tax-efficient withdrawals.
Compare pillar 3a offers for Erlinsbach →
How we work for Erlinsbach
For "Pillar 3a for cross-border workers" in Erlinsbach we work in three stages: an inventory of your contracts and dates (canton of Solothurn); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Erlinsbach (practical guidance, not legal advice)
Is "Pillar 3a for cross-border workers" also covered for the area around Erlinsbach?
Yes. The neighbouring municipalities of Erlinsbach, such as Stüsslingen (3 km), Aarau (3 km), each have their own page on "Pillar 3a for cross-border workers" — handy when you compare several places to live in the canton of Solothurn or a move is coming up.
Does this page replace personal advice in Erlinsbach?
No, it is for orientation in Erlinsbach. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Solothurn.
Can I compare "Pillar 3a for cross-border workers" in Erlinsbach with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Erlinsbach follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.