Basic health insurance and supplementary cover in Erlinsbach

Basic health insurance and supplementary cover in Erlinsbach (Soleure)
Basic health insurance and supplementary cover in Erlinsbach (Soleure).

Key points at a glance

This page is written for residents of Erlinsbach, in the canton of Solothurn, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Erlinsbach, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Solothurn), never on your health: for basic insurance, every insurer must accept you. Erlinsbach has roughly 3’556 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Erlinsbach, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Stüsslingen (3 km), Aarau (3 km), Küttigen (3 km).

Erlinsbach at a glance: your local context

Erlinsbach, a municipality of roughly 3’556 residents in the canton of Solothurn, has its own profile when it comes to health insurance. For health insurance premiums, Erlinsbach belongs to FOPH premium region 0 of the canton of Solothurn. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 3’556
  • Canton: Solothurn
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 5015
  • Federal municipality number (BFS): 2503

Health insurance and supplementary cover around Erlinsbach: compare neighbouring municipalities

Living or working near Erlinsbach? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Erlinsbach: the real numbers

In Erlinsbach, an adult with a 300 CHF deductible pays between 486 and 643 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 1’879 francs a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Erlinsbach (canton of Solothurn), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)486 – 643 CHFfrom 371 CHF
Young adults (19–25)345 – 501 CHFfrom 227 CHF
Children (0–18)32 – 148 CHF
Source: FOPH/OFSP, approved premiums 2026. 82 insurers compared.

That is exactly what our comparison does: it ranks the 82 insurers active in Erlinsbach from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Erlinsbach →

Basic insurance in Erlinsbach: choosing insurer, deductible and model

Three decisions drive your premium in Erlinsbach. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Erlinsbach starts as low as 371 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Solothurn: the entitlement goes surprisingly often unclaimed.

Checklist for Erlinsbach

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Solothurn.

Free premium comparison for Erlinsbach →

How we work for Erlinsbach

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Solothurn. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Erlinsbach this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Erlinsbach (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Erlinsbach?

In Erlinsbach (postal code 5015), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Erlinsbach have the same premiums?

Not necessarily. Erlinsbach and nearby municipalities such as Stüsslingen (3 km), Aarau (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Erlinsbach?

No, it is for orientation in Erlinsbach. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Solothurn.

Can I compare "Health insurance and supplementary cover" in Erlinsbach with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Erlinsbach follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

Compare my insurance in Erlinsbach

Other insurance in Erlinsbach