Key points at a glance
Living in Beinwil (canton of Solothurn) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Beinwil you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Solothurn), never on your health: for basic insurance, every insurer must accept you. Beinwil has roughly 283 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Beinwil, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Meltingen (3 km), Zullwil (3 km), Erschwil (4 km).
Beinwil at a glance: your local context
Beinwil, a municipality of roughly 283 residents in the canton of Solothurn, has its own profile when it comes to health insurance. Beinwil lies in premium region 0 of the canton of Solothurn (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 283
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4229
- Federal municipality number (BFS): 2612
Applying for premium subsidies around Beinwil: compare neighbouring municipalities
Around Beinwil, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Meltingen — 2.8 km away
- Applying for premium subsidies in Zullwil — 3.2 km away
- Applying for premium subsidies in Erschwil — 3.5 km away
- Applying for premium subsidies in Fehren — 3.6 km away
- Applying for premium subsidies in Nunningen — 4.1 km away
- Applying for premium subsidies in La Scheulte — 4.6 km away
- Applying for premium subsidies in Büsserach — 4.7 km away
- Applying for premium subsidies in Breitenbach — 5.9 km away
- Applying for premium subsidies in Bretzwil — 6.2 km away
- Applying for premium subsidies in Himmelried — 6.5 km away
Health insurance premiums 2026 in Beinwil: the real numbers
In Beinwil, an adult with a 300 CHF deductible pays between 486 and 643 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 1’879 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 486 – 643 CHF | from 371 CHF |
| Young adults (19–25) | 345 – 501 CHF | from 227 CHF |
| Children (0–18) | 32 – 148 CHF | — |
That is exactly what our comparison does: it ranks the 82 insurers active in Beinwil from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Beinwil →
Basic insurance in Beinwil: choosing insurer, deductible and model
You steer your premium in Beinwil with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Beinwil starts as low as 371 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Solothurn — many households leave this reduction unused.
Checklist for Beinwil
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Solothurn.
Free premium comparison for Beinwil →
How we work for Beinwil
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Solothurn. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Beinwil this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Beinwil (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Beinwil?
In Beinwil (postal code 4229), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Beinwil have the same premiums?
Not necessarily. Beinwil and nearby municipalities such as Meltingen (3 km), Zullwil (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Beinwil?
No, it is for orientation in Beinwil. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Solothurn.
Can I compare "Applying for premium subsidies" in Beinwil with no obligation?
Of course. The starting point is your situation in Beinwil; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.