Key points at a glance
Living in Himmelried (canton of Solothurn) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Himmelried you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Himmelried belongs to region 0 in the canton of Solothurn) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Himmelried has roughly 909 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Himmelried, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Grellingen (2 km), Duggingen (3 km), Fehren (3 km).
Himmelried at a glance: your local context
Himmelried, a municipality of roughly 909 residents in the canton of Solothurn, has its own profile when it comes to health insurance. For health insurance premiums, Himmelried belongs to FOPH premium region 0 of the canton of Solothurn. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 909
- Canton: Solothurn
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4204
- Federal municipality number (BFS): 2618
Applying for premium subsidies around Himmelried: compare neighbouring municipalities
Living or working near Himmelried? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Grellingen — 2.4 km away
- Applying for premium subsidies in Duggingen — 3.1 km away
- Applying for premium subsidies in Fehren — 3.2 km away
- Applying for premium subsidies in Zullwil — 3.4 km away
- Applying for premium subsidies in Nunningen — 3.5 km away
- Applying for premium subsidies in Meltingen — 3.7 km away
- Applying for premium subsidies in Nenzlingen — 4.0 km away
- Applying for premium subsidies in Brislach — 4.2 km away
- Applying for premium subsidies in Pfeffingen — 4.3 km away
- Applying for premium subsidies in Breitenbach — 4.3 km away
Health insurance premiums 2026 in Himmelried: the real numbers
In Himmelried, an adult with a 300 CHF deductible pays between 486 and 643 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 1’879 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 486 – 643 CHF | from 371 CHF |
| Young adults (19–25) | 345 – 501 CHF | from 227 CHF |
| Children (0–18) | 32 – 148 CHF | — |
Our comparison tool does this work for you: the 82 insurers available for Himmelried are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Himmelried →
Basic insurance in Himmelried: choosing insurer, deductible and model
Three decisions drive your premium in Himmelried. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Himmelried starts as low as 371 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Solothurn: the entitlement goes surprisingly often unclaimed.
Checklist for Himmelried
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Solothurn.
Free premium comparison for Himmelried →
How we work for Himmelried
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Solothurn. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Himmelried this difference is measurable: 486–643 francs a month for adults, i.e. up to 1’879 francs a year across 82 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Himmelried (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Himmelried?
In Himmelried (postal code 4204), the 2026 adult basic-insurance premium ranges from 486 to 643 francs a month depending on the insurer (deductible 300), from 345 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’879 francs a year (FOPH premium region 0 of the canton of Solothurn). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Himmelried have the same premiums?
Not necessarily. Himmelried and nearby municipalities such as Grellingen (2 km), Duggingen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Himmelried?
No, it is for orientation in Himmelried. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Solothurn.
Can I compare "Applying for premium subsidies" in Himmelried with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Himmelried follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.