Key points at a glance
Living in Wilchingen (canton of Schaffhausen) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Wilchingen you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Schaffhausen), never on your health: for basic insurance, every insurer must accept you. Wilchingen has roughly 1’737 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Wilchingen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Trasadingen (3 km), Hallau (3 km), Neunkirch (4 km).
Wilchingen at a glance: your local context
Wilchingen, a municipality of roughly 1’737 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. For health insurance premiums, Wilchingen belongs to FOPH premium region 2 of the canton of Schaffhausen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’737
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8217
- Federal municipality number (BFS): 2974
Health insurance and supplementary cover around Wilchingen: compare neighbouring municipalities
Living or working near Wilchingen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Trasadingen — 3.1 km away
- Health insurance and supplementary cover in Hallau — 3.4 km away
- Health insurance and supplementary cover in Neunkirch — 3.6 km away
- Health insurance and supplementary cover in Oberhallau — 4.4 km away
- Health insurance and supplementary cover in Gächlingen — 4.7 km away
- Health insurance and supplementary cover in Siblingen — 6.7 km away
- Health insurance and supplementary cover in Wil — 7.4 km away
- Health insurance and supplementary cover in Löhningen — 7.5 km away
- Health insurance and supplementary cover in Hüntwangen — 8.1 km away
- Health insurance and supplementary cover in Rafz — 8.2 km away
Health insurance premiums 2026 in Wilchingen: the real numbers
In Wilchingen, an adult with a 300 CHF deductible pays between 434 and 611 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’128 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
Our comparison tool does this work for you: the 75 insurers available for Wilchingen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Wilchingen →
Basic insurance in Wilchingen: choosing insurer, deductible and model
You steer your premium in Wilchingen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Wilchingen starts as low as 323 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Schaffhausen — many households leave this reduction unused.
Checklist for Wilchingen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Wilchingen →
How we work for Wilchingen
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Schaffhausen. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Wilchingen this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Wilchingen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Wilchingen?
In Wilchingen (postal code 8217), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Wilchingen have the same premiums?
Not necessarily. Wilchingen and nearby municipalities such as Trasadingen (3 km), Hallau (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Wilchingen?
No, it is for orientation in Wilchingen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Schaffhausen.
Can I compare "Health insurance and supplementary cover" in Wilchingen with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Wilchingen follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Wilchingen is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.