Key points at a glance
This page is written for residents of Neunkirch, in the canton of Schaffhausen, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Neunkirch, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Neunkirch belongs to region 2 in the canton of Schaffhausen) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Neunkirch has roughly 2’289 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Neunkirch, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Gächlingen (1 km), Oberhallau (2 km), Hallau (3 km).
Neunkirch at a glance: your local context
Neunkirch, a municipality of roughly 2’289 residents in the canton of Schaffhausen, has its own profile when it comes to health insurance. For health insurance premiums, Neunkirch belongs to FOPH premium region 2 of the canton of Schaffhausen. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’289
- Canton: Schaffhausen
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 8213
- Federal municipality number (BFS): 2904
Health insurance and supplementary cover around Neunkirch: compare neighbouring municipalities
Living or working near Neunkirch? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Gächlingen — 1.4 km away
- Health insurance and supplementary cover in Oberhallau — 2.3 km away
- Health insurance and supplementary cover in Hallau — 3.2 km away
- Health insurance and supplementary cover in Siblingen — 3.2 km away
- Health insurance and supplementary cover in Wilchingen — 3.6 km away
- Health insurance and supplementary cover in Löhningen — 4.2 km away
- Health insurance and supplementary cover in Beringen — 5.8 km away
- Health insurance and supplementary cover in Trasadingen — 5.9 km away
- Health insurance and supplementary cover in Schleitheim — 6.7 km away
- Health insurance and supplementary cover in Neuhausen am Rheinfall — 8.8 km away
Health insurance premiums 2026 in Neunkirch: the real numbers
In Neunkirch, an adult with a 300 CHF deductible pays between 434 and 611 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’128 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 434 – 611 CHF | from 323 CHF |
| Young adults (19–25) | 317 – 471 CHF | from 206 CHF |
| Children (0–18) | 30 – 134 CHF | — |
Our comparison tool does this work for you: the 75 insurers available for Neunkirch are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Neunkirch →
Basic insurance in Neunkirch: choosing insurer, deductible and model
You steer your premium in Neunkirch with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Neunkirch starts as low as 323 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Schaffhausen — many households leave this reduction unused.
Checklist for Neunkirch
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Schaffhausen.
Free premium comparison for Neunkirch →
How we work for Neunkirch
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Schaffhausen. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Neunkirch this difference is measurable: 434–611 francs a month for adults, i.e. up to 2’128 francs a year across 75 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Neunkirch (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Neunkirch?
In Neunkirch (postal code 8213), the 2026 adult basic-insurance premium ranges from 434 to 611 francs a month depending on the insurer (deductible 300), from 317 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’128 francs a year (FOPH premium region 2 of the canton of Schaffhausen). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Neunkirch have the same premiums?
Not necessarily. Neunkirch and nearby municipalities such as Gächlingen (1 km), Oberhallau (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Neunkirch?
No. It explains the insurance and tax concepts for residents of Neunkirch (canton of Schaffhausen). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Neunkirch with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Neunkirch follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.