Key points at a glance
This information page is aimed at people living in Stansstad (roughly 4’576 residents (postal code 6362)), in the canton of Nidwalden, who want to organise their insurance, tax matters and cover in line with Swiss law. Assur-IA supports households and the self-employed with a clear treatment of "Car insurance" — premiums, deductibles, deductions and responsibilities — without replacing individual tax or legal advice.
In Switzerland some rules are cantonal (tax rates, deductions, allowances), others federal (LAMal, federal law). In Stansstad, your actual circumstances — renting or owning, employment status, household size, vehicles, cross-border income — therefore shape risk and priorities far more than the postal code. The nearest municipalities — Hergiswil (2 km), Ennetmoos (3 km), Stans (3 km) — each have their own local page as well. The sections below list the key points to check.
Stansstad at a glance: your local context
Stansstad, a municipality of roughly 4’576 residents in the canton of Nidwalden, brings its own local context to "Car insurance". Stansstad lies in premium region 0 of the canton of Nidwalden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 4’576
- Canton: Nidwalden
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 6362
- Federal municipality number (BFS): 1510
Car insurance around Stansstad: compare neighbouring municipalities
Living or working near Stansstad? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Car insurance in Hergiswil — 2.1 km away
- Car insurance in Ennetmoos — 2.6 km away
- Car insurance in Stans — 3.1 km away
- Car insurance in Oberdorf — 4.5 km away
- Car insurance in Horw — 4.5 km away
- Car insurance in Ennetbürgen — 5.7 km away
- Car insurance in Buochs — 6.2 km away
- Car insurance in Dallenwil — 6.5 km away
- Car insurance in Alpnach — 6.7 km away
- Car insurance in Kriens — 7.5 km away
Car insurance in Stansstad: liability, partial and comprehensive cover
Anyone registering a car in Stansstad needs third-party liability insurance (damage to others) without exception. Optional but often sensible: partial casco (theft, glass breakage, natural damage, martens) and, for newer vehicles, comprehensive casco (including self-inflicted collision). Premiums depend among other things on your driving profile, annual mileage and where you park.
When comparing, look beyond the premium: deductibles, bonus protection, cover for gross negligence, parking damage and new-value compensation make the difference when a claim arises. Switching provider is usually possible at contract end — and often earlier if the premium rises.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for Stansstad
For "Car insurance" in Stansstad we work in three stages: an inventory of your contracts and dates (canton of Nidwalden); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Stansstad (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around Stansstad?
Yes. The neighbouring municipalities of Stansstad, such as Hergiswil (2 km), Ennetmoos (3 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Nidwalden or a move is coming up.
Does this page replace personal advice in Stansstad?
No, it is for orientation in Stansstad. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Nidwalden.
Can I compare "Car insurance" in Stansstad with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Stansstad follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Stansstad is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.