Key points at a glance
Living in Kriens (roughly 26’997 residents (postal code 6010))? This guide frames the topic of "Car insurance" for the canton of Lucerne: which rules apply nationwide, which are cantonal — and how to bring insurance, your tax return and pension planning into a coherent whole? Assur-IA works in an educational, comparative way, as a complement (not a substitute) to individual advice.
The Swiss system combines cantonal responsibilities (taxes, rates, allowances) with federal law (LAMal, national rules). For Kriens that means your real profile — housing situation, employment, family, vehicles, any cross-border matters — weighs more than the address. The nearest municipalities — Lucerne (3 km), Horw (3 km), Emmen (5 km) — each have their own local page as well. Below you will find the relevant reference points for a first assessment.
Kriens at a glance: your local context
Kriens, a municipality of roughly 26’997 residents in the canton of Lucerne, brings its own local context to "Car insurance". For health insurance premiums, Kriens belongs to FOPH premium region 2 of the canton of Lucerne. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 26’997
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6010
- Federal municipality number (BFS): 1059
Car insurance around Kriens: compare neighbouring municipalities
Around Kriens, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Car insurance in Lucerne — 2.8 km away
- Car insurance in Horw — 3.1 km away
- Car insurance in Emmen — 5.0 km away
- Car insurance in Hergiswil — 6.1 km away
- Car insurance in Rothenburg — 6.6 km away
- Car insurance in Meggen — 7.3 km away
- Car insurance in Ebikon — 7.3 km away
- Car insurance in Malters — 7.4 km away
- Car insurance in Stansstad — 7.5 km away
- Car insurance in Adligenswil — 7.6 km away
Car insurance in Kriens: liability, partial and comprehensive cover
Motor third-party liability is compulsory in Switzerland for every registered vehicle — it covers the damage you cause to others. Beyond that, partial casco protects your own vehicle against natural events, theft, glass breakage or marten damage, and comprehensive (full casco) additionally covers self-inflicted collisions. In Kriens, your driving profile, annual mileage and parking spot affect how insurers rate the risk.
Comparing pays off especially when you change vehicle or after claim-free years: no-claims levels, deductibles and add-ons (parking damage, gross negligence, legal protection, replacement car) vary widely. For new cars, replacement at current or new value is a key criterion.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for Kriens
Our approach for "Car insurance" in Kriens: (1) list your contracts and deadlines in the canton of Lucerne; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Kriens (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around Kriens?
Yes. The neighbouring municipalities of Kriens, such as Lucerne (3 km), Horw (3 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Lucerne or a move is coming up.
Does this page replace personal advice in Kriens?
No. It explains the insurance and tax concepts for residents of Kriens (canton of Lucerne). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Car insurance" in Kriens with no obligation?
Of course. The starting point is your situation in Kriens; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.