Key points at a glance
Living in Milvignes (canton of Neuchâtel) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Milvignes you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Neuchâtel), never on your health: for basic insurance, every insurer must accept you. Milvignes has roughly 8’977 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Milvignes, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Cortaillod (3 km), Boudry (3 km), Rochefort (4 km).
Milvignes at a glance: your local context
Milvignes, a municipality of roughly 8’977 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. Milvignes lies in premium region 0 of the canton of Neuchâtel (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 8’977
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2012
- Federal municipality number (BFS): 6416
Applying for premium subsidies around Milvignes: compare neighbouring municipalities
Around Milvignes, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Cortaillod — 2.9 km away
- Applying for premium subsidies in Boudry — 3.1 km away
- Applying for premium subsidies in Rochefort — 4.2 km away
- Applying for premium subsidies in Neuchâtel — 5.5 km away
- Applying for premium subsidies in Brot-Plamboz — 8.8 km away
- Applying for premium subsidies in Vernay — 9.4 km away
- Applying for premium subsidies in Hauterive — 9.4 km away
- Applying for premium subsidies in La Sagne — 9.5 km away
- Applying for premium subsidies in Chevroux — 9.6 km away
- Applying for premium subsidies in Gletterens — 9.6 km away
Health insurance premiums 2026 in Milvignes: the real numbers
The range in Milvignes is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 554 to 794 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’878 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
Our comparison tool does this work for you: the 68 insurers available for Milvignes are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Milvignes →
Basic insurance in Milvignes: choosing insurer, deductible and model
Three decisions drive your premium in Milvignes. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Milvignes starts as low as 434 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for Milvignes
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Milvignes →
How we work for Milvignes
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Neuchâtel. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Milvignes this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Milvignes (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Milvignes?
In Milvignes (postal code 2012), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Milvignes have the same premiums?
Not necessarily. Milvignes and nearby municipalities such as Cortaillod (3 km), Boudry (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Milvignes?
No, it is for orientation in Milvignes. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Neuchâtel.
Can I compare "Applying for premium subsidies" in Milvignes with no obligation?
Of course. The starting point is your situation in Milvignes; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.