Key points at a glance
Living in Cortaillod (canton of Neuchâtel) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Cortaillod you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Cortaillod belongs to region 0 in the canton of Neuchâtel) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Cortaillod has roughly 4’729 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Cortaillod, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Boudry (1 km), Milvignes (3 km), Rochefort (5 km).
Cortaillod at a glance: your local context
Cortaillod, a municipality of roughly 4’729 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. Cortaillod lies in premium region 0 of the canton of Neuchâtel (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 4’729
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2016
- Federal municipality number (BFS): 6408
Applying for premium subsidies around Cortaillod: compare neighbouring municipalities
Around Cortaillod, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Boudry — 1.3 km away
- Applying for premium subsidies in Milvignes — 2.9 km away
- Applying for premium subsidies in Rochefort — 5.0 km away
- Applying for premium subsidies in Vernay — 7.3 km away
- Applying for premium subsidies in La Grande Béroche — 7.6 km away
- Applying for premium subsidies in Chevroux — 7.8 km away
- Applying for premium subsidies in Neuchâtel — 8.1 km away
- Applying for premium subsidies in Brot-Plamboz — 8.5 km away
- Applying for premium subsidies in Gletterens — 8.7 km away
- Applying for premium subsidies in Delley-Portalban — 9.7 km away
Health insurance premiums 2026 in Cortaillod: the real numbers
In Cortaillod, an adult with a 300 CHF deductible pays between 554 and 794 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’878 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
That is exactly what our comparison does: it ranks the 68 insurers active in Cortaillod from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Cortaillod →
Basic insurance in Cortaillod: choosing insurer, deductible and model
You steer your premium in Cortaillod with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Cortaillod starts as low as 434 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for Cortaillod
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for Cortaillod →
How we work for Cortaillod
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Neuchâtel. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Cortaillod this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Cortaillod (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Cortaillod?
In Cortaillod (postal code 2016), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Cortaillod have the same premiums?
Not necessarily. Cortaillod and nearby municipalities such as Boudry (1 km), Milvignes (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Cortaillod?
No. It explains the insurance and tax concepts for residents of Cortaillod (canton of Neuchâtel). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Cortaillod with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Cortaillod follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Cortaillod is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.