Key points at a glance
This page explains to residents of Les Planchettes how supplementary insurance (LCA/VVG) works — the optional top-up to basic insurance for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses, maternity or prevention.
In Les Planchettes (postal code 2325), a municipality of roughly 209 residents in the canton of Neuchâtel, a close look pays off: supplementary insurance falls under the LCA and is a free market — each insurer sets its own benefits, premiums and conditions. What matters is comparing by real need rather than by the lowest price; and because health questions are allowed, the rule is: sign up early and in good health. Commuting between Les Planchettes and a nearby municipality (La Chaux-de-Fonds (5 km), Le Locle (6 km), La Sagne (8 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Les Planchettes at a glance: your local context
Les Planchettes, a municipality of roughly 209 residents in the canton of Neuchâtel, brings its own local context to "Comparing supplementary (LCA/VVG) insurance". Les Planchettes lies in premium region 0 of the canton of Neuchâtel (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 209
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2325
- Federal municipality number (BFS): 6422
Comparing supplementary (LCA/VVG) insurance around Les Planchettes: compare neighbouring municipalities
Around Les Planchettes, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Comparing supplementary (LCA/VVG) insurance in La Chaux-de-Fonds — 4.5 km away
- Comparing supplementary (LCA/VVG) insurance in Le Locle — 6.4 km away
- Comparing supplementary (LCA/VVG) insurance in La Sagne — 8.0 km away
- Comparing supplementary (LCA/VVG) insurance in La Ferrière — 10.5 km away
- Comparing supplementary (LCA/VVG) insurance in La Chaux-du-Milieu — 11.5 km away
- Comparing supplementary (LCA/VVG) insurance in Val-de-Ruz — 11.8 km away
- Comparing supplementary (LCA/VVG) insurance in Renan — 11.9 km away
- Comparing supplementary (LCA/VVG) insurance in Les Bois — 12.8 km away
- Comparing supplementary (LCA/VVG) insurance in Les Ponts-de-Martel — 12.8 km away
- Comparing supplementary (LCA/VVG) insurance in Le Cerneux-Péquignot — 12.9 km away
Supplementary insurance (LCA) in Les Planchettes: what matters
With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In Les Planchettes, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.
Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Les Planchettes →
How we work for Les Planchettes
Our approach for "Comparing supplementary (LCA/VVG) insurance" in Les Planchettes: (1) list your contracts and deadlines in the canton of Neuchâtel; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Les Planchettes (practical guidance, not legal advice)
Is "Comparing supplementary (LCA/VVG) insurance" also covered for the area around Les Planchettes?
Yes. The neighbouring municipalities of Les Planchettes, such as La Chaux-de-Fonds (5 km), Le Locle (6 km), each have their own page on "Comparing supplementary (LCA/VVG) insurance" — handy when you compare several places to live in the canton of Neuchâtel or a move is coming up.
Does this page replace personal advice in Les Planchettes?
No, it is for orientation in Les Planchettes. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Neuchâtel.
Can I compare "Comparing supplementary (LCA/VVG) insurance" in Les Planchettes with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Les Planchettes follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.