Key points at a glance
This page explains to residents of La Côte-aux-Fées how supplementary insurance (LCA/VVG) works — the optional top-up to basic insurance for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses, maternity or prevention.
In La Côte-aux-Fées (postal code 2117), a municipality of roughly 442 residents in the canton of Neuchâtel, one rule stands out: unlike basic insurance, supplementary cover is a FREE market. Benefits, prices and conditions vary widely from one insurer to the next. Compare according to your actual needs — and sign up while young and healthy, because the insurer is allowed to ask health questions. Commuting between La Côte-aux-Fées and a nearby municipality (Les Verrières (4 km), Sainte-Croix (5 km), Bullet (6 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
La Côte-aux-Fées at a glance: your local context
La Côte-aux-Fées, a municipality of roughly 442 residents in the canton of Neuchâtel, brings its own local context to "Maternity and birth (supplementary insurance)". For health insurance premiums, La Côte-aux-Fées belongs to FOPH premium region 0 of the canton of Neuchâtel. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 442
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2117
- Federal municipality number (BFS): 6504
Maternity and birth (supplementary insurance) around La Côte-aux-Fées: compare neighbouring municipalities
Around La Côte-aux-Fées, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Maternity and birth (supplementary insurance) in Les Verrières — 3.7 km away
- Maternity and birth (supplementary insurance) in Sainte-Croix — 4.8 km away
- Maternity and birth (supplementary insurance) in Bullet — 6.2 km away
- Maternity and birth (supplementary insurance) in Vuitebœuf — 8.2 km away
- Maternity and birth (supplementary insurance) in Novalles — 9.4 km away
- Maternity and birth (supplementary insurance) in Orges — 9.4 km away
- Maternity and birth (supplementary insurance) in Vugelles-La Mothe — 9.4 km away
- Maternity and birth (supplementary insurance) in Mauborget — 9.5 km away
- Maternity and birth (supplementary insurance) in Baulmes — 9.6 km away
- Maternity and birth (supplementary insurance) in Val-de-Travers — 9.6 km away
Supplementary insurance (LCA) in La Côte-aux-Fées: what matters
With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In La Côte-aux-Fées, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.
Two ground rules: first, supplementary insurance is not compulsory — it can be signed or cancelled separately from basic insurance. Second, the provider may check your health and set exclusions or decline; those who sign up young and healthy and answer the health questions precisely secure the best terms.
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for La Côte-aux-Fées →
How we work for La Côte-aux-Fées
For "Maternity and birth (supplementary insurance)" in La Côte-aux-Fées we work in three stages: an inventory of your contracts and dates (canton of Neuchâtel); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in La Côte-aux-Fées (practical guidance, not legal advice)
Is "Maternity and birth (supplementary insurance)" also covered for the area around La Côte-aux-Fées?
Yes. The neighbouring municipalities of La Côte-aux-Fées, such as Les Verrières (4 km), Sainte-Croix (5 km), each have their own page on "Maternity and birth (supplementary insurance)" — handy when you compare several places to live in the canton of Neuchâtel or a move is coming up.
Does this page replace personal advice in La Côte-aux-Fées?
No, it is for orientation in La Côte-aux-Fées. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Neuchâtel.
Can I compare "Maternity and birth (supplementary insurance)" in La Côte-aux-Fées with no obligation?
Of course. The starting point is your situation in La Côte-aux-Fées; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for La Côte-aux-Fées is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.