Key points at a glance
This page is written for residents of La Côte-aux-Fées, in the canton of Neuchâtel, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in La Côte-aux-Fées, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (La Côte-aux-Fées belongs to region 0 in the canton of Neuchâtel) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. La Côte-aux-Fées has roughly 442 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for La Côte-aux-Fées, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Les Verrières (4 km), Sainte-Croix (5 km), Bullet (6 km).
La Côte-aux-Fées at a glance: your local context
La Côte-aux-Fées, a municipality of roughly 442 residents in the canton of Neuchâtel, has its own profile when it comes to health insurance. For health insurance premiums, La Côte-aux-Fées belongs to FOPH premium region 0 of the canton of Neuchâtel. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 442
- Canton: Neuchâtel
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 2117
- Federal municipality number (BFS): 6504
Health insurance and supplementary cover around La Côte-aux-Fées: compare neighbouring municipalities
Around La Côte-aux-Fées, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Les Verrières — 3.7 km away
- Health insurance and supplementary cover in Sainte-Croix — 4.8 km away
- Health insurance and supplementary cover in Bullet — 6.2 km away
- Health insurance and supplementary cover in Vuitebœuf — 8.2 km away
- Health insurance and supplementary cover in Novalles — 9.4 km away
- Health insurance and supplementary cover in Orges — 9.4 km away
- Health insurance and supplementary cover in Vugelles-La Mothe — 9.4 km away
- Health insurance and supplementary cover in Mauborget — 9.5 km away
- Health insurance and supplementary cover in Baulmes — 9.6 km away
- Health insurance and supplementary cover in Val-de-Travers — 9.6 km away
Health insurance premiums 2026 in La Côte-aux-Fées: the real numbers
Concretely for La Côte-aux-Fées: the 2026 adult premium (deductible 300 CHF) is between 554 and 794 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’878 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 554 – 794 CHF | from 434 CHF |
| Young adults (19–25) | 415 – 638 CHF | from 287 CHF |
| Children (0–18) | 40 – 175 CHF | — |
Our comparison tool does this work for you: the 68 insurers available for La Côte-aux-Fées are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for La Côte-aux-Fées →
Basic insurance in La Côte-aux-Fées: choosing insurer, deductible and model
You steer your premium in La Côte-aux-Fées with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in La Côte-aux-Fées starts as low as 434 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Neuchâtel — many households leave this reduction unused.
Checklist for La Côte-aux-Fées
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Neuchâtel.
Free premium comparison for La Côte-aux-Fées →
How we work for La Côte-aux-Fées
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Neuchâtel. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In La Côte-aux-Fées this difference is measurable: 554–794 francs a month for adults, i.e. up to 2’878 francs a year across 68 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in La Côte-aux-Fées (practical guidance, not legal advice)
How much is the 2026 health insurance premium in La Côte-aux-Fées?
In La Côte-aux-Fées (postal code 2117), the 2026 adult basic-insurance premium ranges from 554 to 794 francs a month depending on the insurer (deductible 300), from 415 francs for young adults and from 40 francs for children. For identical cover, the difference reaches up to 2’878 francs a year (FOPH premium region 0 of the canton of Neuchâtel). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of La Côte-aux-Fées have the same premiums?
Not necessarily. La Côte-aux-Fées and nearby municipalities such as Les Verrières (4 km), Sainte-Croix (5 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in La Côte-aux-Fées?
No, it is for orientation in La Côte-aux-Fées. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Neuchâtel.
Can I compare "Health insurance and supplementary cover" in La Côte-aux-Fées with no obligation?
Of course. The starting point is your situation in La Côte-aux-Fées; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
This local guide for La Côte-aux-Fées is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.