Key points at a glance
This page is written for residents of Roggliswil, in the canton of Lucerne, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Roggliswil, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Roggliswil belongs to region 3 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Roggliswil has roughly 706 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Roggliswil, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Pfaffnau (2 km), Altbüron (3 km), Melchnau (4 km).
Roggliswil at a glance: your local context
Roggliswil, a municipality of roughly 706 residents in the canton of Lucerne, has its own profile when it comes to health insurance. Roggliswil lies in premium region 3 of the canton of Lucerne (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 706
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 3
- Postal code (NPA): 6265
- Federal municipality number (BFS): 1142
Health insurance and supplementary cover around Roggliswil: compare neighbouring municipalities
Living or working near Roggliswil? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Pfaffnau — 2.1 km away
- Health insurance and supplementary cover in Altbüron — 3.2 km away
- Health insurance and supplementary cover in Melchnau — 4.0 km away
- Health insurance and supplementary cover in Grossdietwil — 4.4 km away
- Health insurance and supplementary cover in Busswil bei Melchnau — 4.8 km away
- Health insurance and supplementary cover in Roggwil — 5.7 km away
- Health insurance and supplementary cover in Reisiswil — 5.9 km away
- Health insurance and supplementary cover in Altishofen — 6.3 km away
- Health insurance and supplementary cover in Fischbach — 6.5 km away
- Health insurance and supplementary cover in Reiden — 7.2 km away
Health insurance premiums 2026 in Roggliswil: the real numbers
Concretely for Roggliswil: the 2026 adult premium (deductible 300 CHF) is between 414 and 596 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’178 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 414 – 596 CHF | from 297 CHF |
| Young adults (19–25) | 303 – 436 CHF | from 183 CHF |
| Children (0–18) | 30 – 119 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Roggliswil from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Roggliswil →
Basic insurance in Roggliswil: choosing insurer, deductible and model
You steer your premium in Roggliswil with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Roggliswil starts as low as 297 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Lucerne: the entitlement goes surprisingly often unclaimed.
Checklist for Roggliswil
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Roggliswil →
How we work for Roggliswil
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Lucerne. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Roggliswil this difference is measurable: 414–596 francs a month for adults, i.e. up to 2’178 francs a year across 79 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Roggliswil (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Roggliswil?
In Roggliswil (postal code 6265), the 2026 adult basic-insurance premium ranges from 414 to 596 francs a month depending on the insurer (deductible 300), from 303 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’178 francs a year (FOPH premium region 3 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Roggliswil have the same premiums?
Not necessarily. Roggliswil and nearby municipalities such as Pfaffnau (2 km), Altbüron (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Roggliswil?
No. It explains the insurance and tax concepts for residents of Roggliswil (canton of Lucerne). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Roggliswil with no obligation?
Of course. The starting point is your situation in Roggliswil; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.