Key points at a glance
Living in Reiden (canton of Lucerne) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Reiden you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Reiden belongs to region 3 in the canton of Lucerne) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Reiden has roughly 7’131 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Reiden, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Wikon (2 km), Brittnau (3 km), Dagmersellen (4 km).
Reiden at a glance: your local context
Reiden, a municipality of roughly 7’131 residents in the canton of Lucerne, has its own profile when it comes to health insurance. For health insurance premiums, Reiden belongs to FOPH premium region 3 of the canton of Lucerne. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 7’131
- Canton: Lucerne
- Basic-insurance premium region (FOPH/OFSP): region 3
- Postal code (NPA): 6260
- Federal municipality number (BFS): 1140
Health insurance and supplementary cover around Reiden: compare neighbouring municipalities
Living or working near Reiden? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Wikon — 2.2 km away
- Health insurance and supplementary cover in Brittnau — 2.5 km away
- Health insurance and supplementary cover in Dagmersellen — 3.7 km away
- Health insurance and supplementary cover in Altishofen — 4.8 km away
- Health insurance and supplementary cover in Wiliberg — 5.0 km away
- Health insurance and supplementary cover in Strengelbach — 5.2 km away
- Health insurance and supplementary cover in Zofingue — 5.3 km away
- Health insurance and supplementary cover in Pfaffnau — 5.5 km away
- Health insurance and supplementary cover in Bottenwil — 5.5 km away
- Health insurance and supplementary cover in Nebikon — 5.7 km away
Health insurance premiums 2026 in Reiden: the real numbers
The range in Reiden is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 414 to 596 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’178 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 414 – 596 CHF | from 297 CHF |
| Young adults (19–25) | 303 – 436 CHF | from 183 CHF |
| Children (0–18) | 30 – 119 CHF | — |
That is exactly what our comparison does: it ranks the 79 insurers active in Reiden from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Reiden: choosing insurer, deductible and model
Three decisions drive your premium in Reiden. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Reiden starts as low as 297 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Lucerne — many households leave this reduction unused.
Checklist for Reiden
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Lucerne.
Free premium comparison for Reiden →
How we work for Reiden
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Lucerne. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Reiden this difference is measurable: 414–596 francs a month for adults, i.e. up to 2’178 francs a year across 79 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Reiden (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Reiden?
In Reiden (postal code 6260), the 2026 adult basic-insurance premium ranges from 414 to 596 francs a month depending on the insurer (deductible 300), from 303 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’178 francs a year (FOPH premium region 3 of the canton of Lucerne). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Reiden have the same premiums?
Not necessarily. Reiden and nearby municipalities such as Wikon (2 km), Brittnau (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Reiden?
No. It explains the insurance and tax concepts for residents of Reiden (canton of Lucerne). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Reiden with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Reiden follow. The comparison is free, and no offer is binding.
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Important notes
This local guide for Reiden is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.