Basic health insurance and supplementary cover in Montmelon

Basic health insurance and supplementary cover in Montmelon (Jura)
Basic health insurance and supplementary cover in Montmelon (Jura).

Key points at a glance

This page is written for residents of Montmelon, in the canton of Jura, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Montmelon, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region (Montmelon belongs to region 0 in the canton of Jura) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Further down are the actual 2026 premiums for Montmelon, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Boécourt (3 km), Clos du Doubs (3 km), Haute-Sorne (5 km).

Montmelon at a glance: your local context

Montmelon in the canton of Jura, has its own profile when it comes to health insurance. Montmelon lies in premium region 0 of the canton of Jura (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Canton: Jura
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 2883
  • Federal municipality number (BFS): 6797

Health insurance and supplementary cover around Montmelon: compare neighbouring municipalities

Around Montmelon, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Montmelon: the real numbers

The range in Montmelon is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 543 to 763 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’633 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Montmelon (canton of Jura), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)543 – 763 CHFfrom 433 CHF
Young adults (19–25)385 – 605 CHFfrom 261 CHF
Children (0–18)38 – 181 CHF
Source: FOPH/OFSP, approved premiums 2026. 68 insurers compared.

Our comparison tool does this work for you: the 68 insurers available for Montmelon are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Montmelon →

Basic insurance in Montmelon: choosing insurer, deductible and model

You steer your premium in Montmelon with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Montmelon starts as low as 433 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Jura: the entitlement goes surprisingly often unclaimed.

Checklist for Montmelon

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Jura.

Free premium comparison for Montmelon →

How we work for Montmelon

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Jura. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Montmelon this difference is measurable: 543–763 francs a month for adults, i.e. up to 2’633 francs a year across 68 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Montmelon (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Montmelon?

In Montmelon (postal code 2883), the 2026 adult basic-insurance premium ranges from 543 to 763 francs a month depending on the insurer (deductible 300), from 385 francs for young adults and from 38 francs for children. For identical cover, the difference reaches up to 2’633 francs a year (FOPH premium region 0 of the canton of Jura). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Montmelon have the same premiums?

Not necessarily. Montmelon and nearby municipalities such as Boécourt (3 km), Clos du Doubs (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Montmelon?

No, it is for orientation in Montmelon. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Jura.

Can I compare "Health insurance and supplementary cover" in Montmelon with no obligation?

Of course. The starting point is your situation in Montmelon; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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