Key points at a glance
Living in Zizers (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Zizers you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Graubünden), never on your health: for basic insurance, every insurer must accept you. Zizers has roughly 3’434 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Zizers, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Landquart (2 km), Untervaz (2 km), Trimmis (4 km).
Zizers at a glance: your local context
Zizers, a municipality of roughly 3’434 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Zizers belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 3’434
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7205
- Federal municipality number (BFS): 3947
Health insurance and supplementary cover around Zizers: compare neighbouring municipalities
Living or working near Zizers? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Landquart — 1.5 km away
- Health insurance and supplementary cover in Untervaz — 2.5 km away
- Health insurance and supplementary cover in Trimmis — 4.5 km away
- Health insurance and supplementary cover in Malans — 5.2 km away
- Health insurance and supplementary cover in Grüsch — 6.1 km away
- Health insurance and supplementary cover in Jenins — 7.2 km away
- Health insurance and supplementary cover in Pfäfers — 7.2 km away
- Health insurance and supplementary cover in Furna — 7.7 km away
- Health insurance and supplementary cover in Seewis im Prättigau — 8.1 km away
- Health insurance and supplementary cover in Maienfeld — 8.4 km away
Health insurance premiums 2026 in Zizers: the real numbers
Concretely for Zizers: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Zizers are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Zizers: choosing insurer, deductible and model
You steer your premium in Zizers with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Zizers starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Zizers
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Zizers →
How we work for Zizers
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Zizers this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Zizers (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Zizers?
In Zizers (postal code 7205), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Zizers have the same premiums?
Not necessarily. Zizers and nearby municipalities such as Landquart (2 km), Untervaz (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Zizers?
No. It explains the insurance and tax concepts for residents of Zizers (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Zizers with no obligation?
Of course. The starting point is your situation in Zizers; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.