Key points at a glance
This page explains to residents of Tschiertschen-Praden how supplementary insurance (LCA/VVG) works — the optional top-up to basic insurance for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses, maternity or prevention.
In Tschiertschen-Praden (postal code 7063), a municipality of roughly 305 residents in the canton of Graubünden, a close look pays off: supplementary insurance falls under the LCA and is a free market — each insurer sets its own benefits, premiums and conditions. What matters is comparing by real need rather than by the lowest price; and because health questions are allowed, the rule is: sign up early and in good health. Commuting between Tschiertschen-Praden and a nearby municipality (Churwalden (6 km), Coire (7 km), Arosa (7 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Tschiertschen-Praden at a glance: your local context
Tschiertschen-Praden, a municipality of roughly 305 residents in the canton of Graubünden, brings its own local context to "Maternity and birth (supplementary insurance)". Tschiertschen-Praden lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 305
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7063
- Federal municipality number (BFS): 3932
Maternity and birth (supplementary insurance) around Tschiertschen-Praden: compare neighbouring municipalities
Living or working near Tschiertschen-Praden? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Maternity and birth (supplementary insurance) in Churwalden — 5.9 km away
- Maternity and birth (supplementary insurance) in Coire — 6.6 km away
- Maternity and birth (supplementary insurance) in Arosa — 7.3 km away
- Maternity and birth (supplementary insurance) in Trimmis — 9.2 km away
- Maternity and birth (supplementary insurance) in Felsberg — 10.3 km away
- Maternity and birth (supplementary insurance) in Domat/Ems — 11.1 km away
- Maternity and birth (supplementary insurance) in Vaz/Obervaz — 11.8 km away
- Maternity and birth (supplementary insurance) in Domleschg — 13.0 km away
- Maternity and birth (supplementary insurance) in Fideris — 13.1 km away
- Maternity and birth (supplementary insurance) in Untervaz — 13.3 km away
Supplementary insurance (LCA) in Tschiertschen-Praden: what matters
With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In Tschiertschen-Praden, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.
Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Tschiertschen-Praden →
How we work for Tschiertschen-Praden
Our approach for "Maternity and birth (supplementary insurance)" in Tschiertschen-Praden: (1) list your contracts and deadlines in the canton of Graubünden; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Tschiertschen-Praden (practical guidance, not legal advice)
Is "Maternity and birth (supplementary insurance)" also covered for the area around Tschiertschen-Praden?
Yes. The neighbouring municipalities of Tschiertschen-Praden, such as Churwalden (6 km), Coire (7 km), each have their own page on "Maternity and birth (supplementary insurance)" — handy when you compare several places to live in the canton of Graubünden or a move is coming up.
Does this page replace personal advice in Tschiertschen-Praden?
No, it is for orientation in Tschiertschen-Praden. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Maternity and birth (supplementary insurance)" in Tschiertschen-Praden with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Tschiertschen-Praden follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Tschiertschen-Praden is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.