Key points at a glance
This is about supplementary insurance (LCA) for Fideris: the optional cover that goes beyond basic insurance — for example the private or semi-private hospital ward, dental costs, complementary medicine, vision aids, maternity and preventive care.
In Fideris (postal code 7235), a municipality of roughly 618 residents in the canton of Graubünden, a close look pays off: supplementary insurance falls under the LCA and is a free market — each insurer sets its own benefits, premiums and conditions. What matters is comparing by real need rather than by the lowest price; and because health questions are allowed, the rule is: sign up early and in good health. Commuting between Fideris and a nearby municipality (Conters im Prättigau (4 km), Jenaz (4 km), Küblis (4 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Fideris at a glance: your local context
Fideris, a municipality of roughly 618 residents in the canton of Graubünden, brings its own local context to "Maternity and birth (supplementary insurance)". For health insurance premiums, Fideris belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 618
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7235
- Federal municipality number (BFS): 3861
Maternity and birth (supplementary insurance) around Fideris: compare neighbouring municipalities
Living or working near Fideris? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Maternity and birth (supplementary insurance) in Conters im Prättigau — 3.6 km away
- Maternity and birth (supplementary insurance) in Jenaz — 3.7 km away
- Maternity and birth (supplementary insurance) in Küblis — 4.1 km away
- Maternity and birth (supplementary insurance) in Luzein — 4.2 km away
- Maternity and birth (supplementary insurance) in Furna — 7.6 km away
- Maternity and birth (supplementary insurance) in Schiers — 9.8 km away
- Maternity and birth (supplementary insurance) in Klosters — 10.9 km away
- Maternity and birth (supplementary insurance) in Davos — 11.5 km away
- Maternity and birth (supplementary insurance) in Grüsch — 12.0 km away
- Maternity and birth (supplementary insurance) in Arosa — 12.3 km away
Supplementary insurance (LCA) in Fideris: what matters
With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In Fideris, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.
Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Fideris →
How we work for Fideris
Our approach for "Maternity and birth (supplementary insurance)" in Fideris: (1) list your contracts and deadlines in the canton of Graubünden; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Fideris (practical guidance, not legal advice)
Is "Maternity and birth (supplementary insurance)" also covered for the area around Fideris?
Yes. The neighbouring municipalities of Fideris, such as Conters im Prättigau (4 km), Jenaz (4 km), each have their own page on "Maternity and birth (supplementary insurance)" — handy when you compare several places to live in the canton of Graubünden or a move is coming up.
Does this page replace personal advice in Fideris?
No, it is for orientation in Fideris. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Maternity and birth (supplementary insurance)" in Fideris with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Fideris follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.