Key points at a glance
Living in Trimmis (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Trimmis you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Trimmis belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Trimmis has roughly 3’304 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Trimmis, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Untervaz (4 km), Zizers (4 km), Coire (6 km).
Trimmis at a glance: your local context
Trimmis, a municipality of roughly 3’304 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Trimmis belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 3’304
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7203
- Federal municipality number (BFS): 3945
Applying for premium subsidies around Trimmis: compare neighbouring municipalities
Around Trimmis, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Untervaz — 4.2 km away
- Applying for premium subsidies in Zizers — 4.5 km away
- Applying for premium subsidies in Coire — 5.5 km away
- Applying for premium subsidies in Landquart — 6.0 km away
- Applying for premium subsidies in Furna — 8.8 km away
- Applying for premium subsidies in Tschiertschen-Praden — 9.2 km away
- Applying for premium subsidies in Grüsch — 9.4 km away
- Applying for premium subsidies in Malans — 9.6 km away
- Applying for premium subsidies in Felsberg — 10.2 km away
- Applying for premium subsidies in Pfäfers — 10.9 km away
Health insurance premiums 2026 in Trimmis: the real numbers
In Trimmis, an adult with a 300 CHF deductible pays between 418 and 614 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’351 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Trimmis are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Trimmis →
Basic insurance in Trimmis: choosing insurer, deductible and model
Three decisions drive your premium in Trimmis. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Trimmis starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Trimmis
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Trimmis →
How we work for Trimmis
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Trimmis this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Trimmis (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Trimmis?
In Trimmis (postal code 7203), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Trimmis have the same premiums?
Not necessarily. Trimmis and nearby municipalities such as Untervaz (4 km), Zizers (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Trimmis?
No, it is for orientation in Trimmis. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Applying for premium subsidies" in Trimmis with no obligation?
Of course. The starting point is your situation in Trimmis; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.