Key points at a glance
Living in Landquart (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Landquart you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Landquart belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Landquart has roughly 8’849 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Landquart, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Zizers (2 km), Untervaz (3 km), Malans (4 km).
Landquart at a glance: your local context
Landquart, a municipality of roughly 8’849 residents in the canton of Graubünden, has its own profile when it comes to health insurance. Landquart lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 8’849
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7302
- Federal municipality number (BFS): 3955
Applying for premium subsidies around Landquart: compare neighbouring municipalities
Living or working near Landquart? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Zizers — 1.5 km away
- Applying for premium subsidies in Untervaz — 3.4 km away
- Applying for premium subsidies in Malans — 3.7 km away
- Applying for premium subsidies in Grüsch — 5.4 km away
- Applying for premium subsidies in Jenins — 5.7 km away
- Applying for premium subsidies in Trimmis — 6.0 km away
- Applying for premium subsidies in Pfäfers — 6.3 km away
- Applying for premium subsidies in Maienfeld — 7.0 km away
- Applying for premium subsidies in Seewis im Prättigau — 7.0 km away
- Applying for premium subsidies in Bad Ragaz — 7.5 km away
Health insurance premiums 2026 in Landquart: the real numbers
In Landquart, an adult with a 300 CHF deductible pays between 418 and 614 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’351 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Landquart are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Landquart →
Basic insurance in Landquart: choosing insurer, deductible and model
You steer your premium in Landquart with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Landquart starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Landquart
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Landquart →
How we work for Landquart
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Landquart this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Landquart (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Landquart?
In Landquart (postal code 7302), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Landquart have the same premiums?
Not necessarily. Landquart and nearby municipalities such as Zizers (2 km), Untervaz (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Landquart?
No. It explains the insurance and tax concepts for residents of Landquart (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Landquart with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Landquart follow. The comparison is free, and no offer is binding.
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Important notes
This local guide for Landquart is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.