Key points at a glance
This page is written for residents of Grono, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Grono, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Grono belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Grono has roughly 1’376 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Grono, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Castaneda (1 km), Santa Maria in Calanca (2 km), Roveredo (2 km).
Grono at a glance: your local context
Grono, a municipality of roughly 1’376 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Grono belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’376
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 6537
- Federal municipality number (BFS): 3832
Health insurance and supplementary cover around Grono: compare neighbouring municipalities
Living or working near Grono? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Castaneda — 1.1 km away
- Health insurance and supplementary cover in Santa Maria in Calanca — 2.0 km away
- Health insurance and supplementary cover in Roveredo — 2.3 km away
- Health insurance and supplementary cover in San Vittore — 3.4 km away
- Health insurance and supplementary cover in Buseno — 4.2 km away
- Health insurance and supplementary cover in Cama — 4.8 km away
- Health insurance and supplementary cover in Lumino — 6.2 km away
- Health insurance and supplementary cover in Calanca — 6.2 km away
- Health insurance and supplementary cover in Lostallo — 6.3 km away
- Health insurance and supplementary cover in Arbedo-Castione — 8.3 km away
Health insurance premiums 2026 in Grono: the real numbers
Concretely for Grono: the 2026 adult premium (deductible 300 CHF) is between 418 and 614 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’351 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Grono from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Grono: choosing insurer, deductible and model
You steer your premium in Grono with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Grono starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Grono
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Grono →
How we work for Grono
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Grono this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Grono (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Grono?
In Grono (postal code 6537), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Grono have the same premiums?
Not necessarily. Grono and nearby municipalities such as Castaneda (1 km), Santa Maria in Calanca (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Grono?
No. It explains the insurance and tax concepts for residents of Grono (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Grono with no obligation?
Of course. The starting point is your situation in Grono; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.