Key points at a glance
This page is written for residents of Rheinwald, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Rheinwald, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region, never on your health: for basic insurance, every insurer must accept you. Below you will find the real 2026 premiums for Rheinwald, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Vals (9 km), Sufers (13 km), Mesocco (16 km).
Rheinwald at a glance: your local context
Rheinwald in the canton of Graubünden, has its own profile when it comes to health insurance. In Rheinwald, the official FOPH premium rates for the canton of Graubünden apply.
- Canton: Graubünden
- Federal municipality number (BFS): 3714
Health insurance and supplementary cover around Rheinwald: compare neighbouring municipalities
Living or working near Rheinwald? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Vals — 9.3 km away
- Health insurance and supplementary cover in Sufers — 13.4 km away
- Health insurance and supplementary cover in Mesocco — 16.0 km away
- Health insurance and supplementary cover in Ferrera — 17.9 km away
- Health insurance and supplementary cover in Rossa — 18.7 km away
- Health insurance and supplementary cover in Safiental — 18.8 km away
- Health insurance and supplementary cover in Andeer — 19.0 km away
- Health insurance and supplementary cover in Blenio — 19.1 km away
- Health insurance and supplementary cover in Lumnezia — 20.4 km away
- Health insurance and supplementary cover in Soazza — 20.5 km away
Health insurance premiums 2026 in Rheinwald: the real numbers
The range in Rheinwald is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 454 to 660 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’478 francs a year, without giving anything up. The lowest adult premium there comes with the "Telmed (telemedicine)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 660 CHF | from 325 CHF |
| Young adults (19–25) | 341 – 541 CHF | from 213 CHF |
| Children (0–18) | 34 – 146 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Rheinwald from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Rheinwald →
Basic insurance in Rheinwald: choosing insurer, deductible and model
Three decisions drive your premium in Rheinwald. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Rheinwald starts as low as 325 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Rheinwald
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Rheinwald →
How we work for Rheinwald
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Rheinwald this difference is measurable: 454–660 francs a month for adults, i.e. up to 2’478 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Rheinwald (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Rheinwald?
In Rheinwald, the 2026 adult basic-insurance premium ranges from 454 to 660 francs a month depending on the insurer (deductible 300), from 341 francs for young adults and from 34 francs for children. For identical cover, the difference reaches up to 2’478 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Rheinwald have the same premiums?
Not necessarily. Rheinwald and nearby municipalities such as Vals (9 km), Sufers (13 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Rheinwald?
No, it is for orientation in Rheinwald. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Health insurance and supplementary cover" in Rheinwald with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Rheinwald follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.