Key points at a glance
This page is written for residents of Rhäzüns, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Rhäzüns, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Rhäzüns belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Rhäzüns has roughly 1’496 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Rhäzüns, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bonaduz (2 km), Tamins (3 km), Rothenbrunnen (4 km).
Rhäzüns at a glance: your local context
Rhäzüns, a municipality of roughly 1’496 residents in the canton of Graubünden, has its own profile when it comes to health insurance. Rhäzüns lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’496
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7403
- Federal municipality number (BFS): 3723
Applying for premium subsidies around Rhäzüns: compare neighbouring municipalities
Around Rhäzüns, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Bonaduz — 1.9 km away
- Applying for premium subsidies in Tamins — 3.3 km away
- Applying for premium subsidies in Rothenbrunnen — 3.9 km away
- Applying for premium subsidies in Domat/Ems — 4.7 km away
- Applying for premium subsidies in Domleschg — 5.8 km away
- Applying for premium subsidies in Felsberg — 6.3 km away
- Applying for premium subsidies in Cazis — 7.3 km away
- Applying for premium subsidies in Trin — 8.8 km away
- Applying for premium subsidies in Fürstenau — 9.6 km away
- Applying for premium subsidies in Flims — 9.6 km away
Health insurance premiums 2026 in Rhäzüns: the real numbers
In Rhäzüns, an adult with a 300 CHF deductible pays between 418 and 614 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’351 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Rhäzüns from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Rhäzüns →
Basic insurance in Rhäzüns: choosing insurer, deductible and model
You steer your premium in Rhäzüns with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Rhäzüns starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Rhäzüns
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Rhäzüns →
How we work for Rhäzüns
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Rhäzüns this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Rhäzüns (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Rhäzüns?
In Rhäzüns (postal code 7403), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Rhäzüns have the same premiums?
Not necessarily. Rhäzüns and nearby municipalities such as Bonaduz (2 km), Tamins (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Rhäzüns?
No, it is for orientation in Rhäzüns. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Applying for premium subsidies" in Rhäzüns with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Rhäzüns follow. The comparison is free, and no offer is binding.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.