Key points at a glance
This page is written for residents of Cazis, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Cazis, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Graubünden), never on your health: for basic insurance, every insurer must accept you. Cazis has roughly 2’223 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Cazis, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Fürstenau (2 km), Domleschg (3 km), Scharans (3 km).
Cazis at a glance: your local context
Cazis, a municipality of roughly 2’223 residents in the canton of Graubünden, has its own profile when it comes to health insurance. Cazis lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’223
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7408
- Federal municipality number (BFS): 3661
Applying for premium subsidies around Cazis: compare neighbouring municipalities
Living or working near Cazis? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Fürstenau — 2.4 km away
- Applying for premium subsidies in Domleschg — 3.1 km away
- Applying for premium subsidies in Scharans — 3.3 km away
- Applying for premium subsidies in Rothenbrunnen — 3.4 km away
- Applying for premium subsidies in Masein — 4.4 km away
- Applying for premium subsidies in Sils im Domleschg — 4.5 km away
- Applying for premium subsidies in Flerden — 4.6 km away
- Applying for premium subsidies in Thusis — 5.4 km away
- Applying for premium subsidies in Urmein — 6.0 km away
- Applying for premium subsidies in Tschappina — 6.9 km away
Health insurance premiums 2026 in Cazis: the real numbers
In Cazis, an adult with a 300 CHF deductible pays between 418 and 614 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’351 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Cazis are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Cazis: choosing insurer, deductible and model
Three decisions drive your premium in Cazis. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Cazis starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Cazis
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Cazis →
How we work for Cazis
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Cazis this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Cazis (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Cazis?
In Cazis (postal code 7408), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Cazis have the same premiums?
Not necessarily. Cazis and nearby municipalities such as Fürstenau (2 km), Domleschg (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Cazis?
No. It explains the insurance and tax concepts for residents of Cazis (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Cazis with no obligation?
Of course. The starting point is your situation in Cazis; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.