Basic (LAMal) or supplementary (LCA): the difference in Mundaun

Key points at a glance

This page explains to residents of Mundaun how supplementary insurance (LCA/VVG) works — the optional top-up to basic insurance for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses, maternity or prevention.

In Mundaun (postal code 7137), a municipality of roughly 317 residents in the canton of Graubünden, a close look pays off: supplementary insurance falls under the LCA and is a free market — each insurer sets its own benefits, premiums and conditions. What matters is comparing by real need rather than by the lowest price; and because health questions are allowed, the rule is: sign up early and in good health. Commuting between Mundaun and a nearby municipality (Obersaxen Mundaun (3 km), Lumnezia (5 km), Ilanz/Glion (6 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.

Mundaun at a glance: your local context

Mundaun, a municipality of roughly 317 residents in the canton of Graubünden, brings its own local context to "Basic (LAMal) or supplementary (LCA) cover?". For health insurance premiums, Mundaun belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

Population: roughly 317
Canton: Graubünden
Basic-insurance premium region (FOPH/OFSP): region 2
Postal code (NPA): 7137
Federal municipality number (BFS): 3617

Basic (LAMal) or supplementary (LCA) cover? around Mundaun: compare neighbouring municipalities

Living or working near Mundaun? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Supplementary insurance (LCA) in Mundaun: what matters

With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In Mundaun, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.

Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).

Check before you sign

Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
Annual limits, waiting periods and exclusions of each benefit.
Avoid double cover (e.g. with employer or credit-card benefits).
How the premium develops with age, and the cancellation terms.

Compare supplementary insurance for Mundaun →

How we work for Mundaun

Our approach for "Basic (LAMal) or supplementary (LCA) cover?" in Mundaun: (1) list your contracts and deadlines in the canton of Graubünden; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.

FAQ — insurance in Mundaun (practical guidance, not legal advice)

Is "Basic (LAMal) or supplementary (LCA) cover?" also covered for the area around Mundaun?

Yes. The neighbouring municipalities of Mundaun, such as Obersaxen Mundaun (3 km), Lumnezia (5 km), each have their own page on "Basic (LAMal) or supplementary (LCA) cover?" — handy when you compare several places to live in the canton of Graubünden or a move is coming up.

Does this page replace personal advice in Mundaun?

No. It explains the insurance and tax concepts for residents of Mundaun (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Basic (LAMal) or supplementary (LCA) cover?" in Mundaun with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Mundaun follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.

Important notes

All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

Written and verified by the Assur-IA editorial team (Vanguard Advice SA) · Last updated: 14 May 2026

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