Key points at a glance
Living in Lantsch/Lenz (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Lantsch/Lenz you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Lantsch/Lenz belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Lantsch/Lenz has roughly 533 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Lantsch/Lenz, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Albula/Alvra (2 km), Vaz/Obervaz (4 km), Schmitten (8 km).
Lantsch/Lenz at a glance: your local context
Lantsch/Lenz, a municipality of roughly 533 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Lantsch/Lenz belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 533
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7083
- Federal municipality number (BFS): 3513
Applying for premium subsidies around Lantsch/Lenz: compare neighbouring municipalities
Living or working near Lantsch/Lenz? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Albula/Alvra — 2.1 km away
- Applying for premium subsidies in Vaz/Obervaz — 3.9 km away
- Applying for premium subsidies in Schmitten — 8.1 km away
- Applying for premium subsidies in Scharans — 9.1 km away
- Applying for premium subsidies in Sils im Domleschg — 9.1 km away
- Applying for premium subsidies in Rongellen — 9.7 km away
- Applying for premium subsidies in Surses — 9.8 km away
- Applying for premium subsidies in Thusis — 10.2 km away
- Applying for premium subsidies in Fürstenau — 10.8 km away
- Applying for premium subsidies in Churwalden — 11.0 km away
Health insurance premiums 2026 in Lantsch/Lenz: the real numbers
The range in Lantsch/Lenz is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 418 to 614 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’351 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Lantsch/Lenz from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Lantsch/Lenz →
Basic insurance in Lantsch/Lenz: choosing insurer, deductible and model
You steer your premium in Lantsch/Lenz with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Lantsch/Lenz starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Graubünden — many households leave this reduction unused.
Checklist for Lantsch/Lenz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Lantsch/Lenz →
How we work for Lantsch/Lenz
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Graubünden. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Lantsch/Lenz this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Lantsch/Lenz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lantsch/Lenz?
In Lantsch/Lenz (postal code 7083), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lantsch/Lenz have the same premiums?
Not necessarily. Lantsch/Lenz and nearby municipalities such as Albula/Alvra (2 km), Vaz/Obervaz (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lantsch/Lenz?
No. It explains the insurance and tax concepts for residents of Lantsch/Lenz (canton of Graubünden). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Lantsch/Lenz with no obligation?
Of course. The starting point is your situation in Lantsch/Lenz; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.