Key points at a glance
Living in Churwalden (canton of Graubünden) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Churwalden you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Churwalden belongs to region 2 in the canton of Graubünden) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Churwalden has roughly 1’949 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Churwalden, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Tschiertschen-Praden (6 km), Vaz/Obervaz (7 km), Domleschg (7 km).
Churwalden at a glance: your local context
Churwalden, a municipality of roughly 1’949 residents in the canton of Graubünden, has its own profile when it comes to health insurance. Churwalden lies in premium region 2 of the canton of Graubünden (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’949
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7075
- Federal municipality number (BFS): 3911
Applying for premium subsidies around Churwalden: compare neighbouring municipalities
Around Churwalden, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Tschiertschen-Praden — 5.9 km away
- Applying for premium subsidies in Vaz/Obervaz — 7.2 km away
- Applying for premium subsidies in Domleschg — 7.5 km away
- Applying for premium subsidies in Coire — 8.0 km away
- Applying for premium subsidies in Domat/Ems — 8.0 km away
- Applying for premium subsidies in Felsberg — 8.2 km away
- Applying for premium subsidies in Scharans — 9.5 km away
- Applying for premium subsidies in Rothenbrunnen — 9.8 km away
- Applying for premium subsidies in Cazis — 10.1 km away
- Applying for premium subsidies in Arosa — 10.6 km away
Health insurance premiums 2026 in Churwalden: the real numbers
In Churwalden, an adult with a 300 CHF deductible pays between 418 and 614 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’351 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Churwalden are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Churwalden →
Basic insurance in Churwalden: choosing insurer, deductible and model
You steer your premium in Churwalden with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Churwalden starts as low as 307 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Churwalden
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Churwalden →
How we work for Churwalden
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Churwalden this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Churwalden (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Churwalden?
In Churwalden (postal code 7075), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Churwalden have the same premiums?
Not necessarily. Churwalden and nearby municipalities such as Tschiertschen-Praden (6 km), Vaz/Obervaz (7 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Churwalden?
No, it is for orientation in Churwalden. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Applying for premium subsidies" in Churwalden with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Churwalden follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Churwalden is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.