Key points at a glance
This page is written for residents of Fideris, in the canton of Graubünden, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Fideris, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Graubünden), never on your health: for basic insurance, every insurer must accept you. Fideris has roughly 618 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Fideris, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Conters im Prättigau (4 km), Jenaz (4 km), Küblis (4 km).
Fideris at a glance: your local context
Fideris, a municipality of roughly 618 residents in the canton of Graubünden, has its own profile when it comes to health insurance. For health insurance premiums, Fideris belongs to FOPH premium region 2 of the canton of Graubünden. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 618
- Canton: Graubünden
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 7235
- Federal municipality number (BFS): 3861
Health insurance and supplementary cover around Fideris: compare neighbouring municipalities
Living or working near Fideris? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Conters im Prättigau — 3.6 km away
- Health insurance and supplementary cover in Jenaz — 3.7 km away
- Health insurance and supplementary cover in Küblis — 4.1 km away
- Health insurance and supplementary cover in Luzein — 4.2 km away
- Health insurance and supplementary cover in Furna — 7.6 km away
- Health insurance and supplementary cover in Schiers — 9.8 km away
- Health insurance and supplementary cover in Klosters — 10.9 km away
- Health insurance and supplementary cover in Davos — 11.5 km away
- Health insurance and supplementary cover in Grüsch — 12.0 km away
- Health insurance and supplementary cover in Arosa — 12.3 km away
Health insurance premiums 2026 in Fideris: the real numbers
In Fideris, an adult with a 300 CHF deductible pays between 418 and 614 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’351 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 418 – 614 CHF | from 307 CHF |
| Young adults (19–25) | 305 – 503 CHF | from 195 CHF |
| Children (0–18) | 31 – 143 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Fideris are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Fideris →
Basic insurance in Fideris: choosing insurer, deductible and model
Three decisions drive your premium in Fideris. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Fideris starts as low as 307 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Graubünden: the entitlement goes surprisingly often unclaimed.
Checklist for Fideris
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Graubünden.
Free premium comparison for Fideris →
How we work for Fideris
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Graubünden. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Fideris this difference is measurable: 418–614 francs a month for adults, i.e. up to 2’351 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Fideris (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Fideris?
In Fideris (postal code 7235), the 2026 adult basic-insurance premium ranges from 418 to 614 francs a month depending on the insurer (deductible 300), from 305 francs for young adults and from 31 francs for children. For identical cover, the difference reaches up to 2’351 francs a year (FOPH premium region 2 of the canton of Graubünden). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Fideris have the same premiums?
Not necessarily. Fideris and nearby municipalities such as Conters im Prättigau (4 km), Jenaz (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Fideris?
No, it is for orientation in Fideris. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Graubünden.
Can I compare "Health insurance and supplementary cover" in Fideris with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Fideris follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.