Basic health insurance and supplementary cover in Versoix

Basic health insurance and supplementary cover in Versoix (Genève)
Basic health insurance and supplementary cover in Versoix (Genève).

Key points at a glance

Living in Versoix (canton of Geneva) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Versoix you don't save by taking less protection — you save through the right insurer, deductible and model.

Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Geneva), never on your health: for basic insurance, every insurer must accept you. Versoix has roughly 13’422 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Versoix, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Mies (2 km), Tannay (2 km), Genthod (2 km).

Versoix at a glance: your local context

Versoix, a municipality of roughly 13’422 residents in the canton of Geneva, has its own profile when it comes to health insurance. For health insurance premiums, Versoix belongs to FOPH premium region 0 of the canton of Geneva. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 13’422
  • Canton: Geneva
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 1290
  • Federal municipality number (BFS): 6644

Health insurance and supplementary cover around Versoix: compare neighbouring municipalities

Around Versoix, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Versoix: the real numbers

The range in Versoix is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 604 to 914 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 3’714 francs a year, without giving anything up. The lowest adult premium there comes with the "family-doctor (Hausarzt)" model.

Monthly basic-insurance premiums 2026 — Versoix (canton of Geneva), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)604 – 914 CHFfrom 476 CHF
Young adults (19–25)445 – 718 CHFfrom 317 CHF
Children (0–18)52 – 203 CHF
Source: FOPH/OFSP, approved premiums 2026. 66 insurers compared.

Our comparison tool does this work for you: the 66 insurers available for Versoix are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Versoix →

Basic insurance in Versoix: choosing insurer, deductible and model

You steer your premium in Versoix with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Versoix starts as low as 476 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Geneva: the entitlement goes surprisingly often unclaimed.

Checklist for Versoix

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Geneva.

Free premium comparison for Versoix →

How we work for Versoix

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Geneva. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Versoix this difference is measurable: 604–914 francs a month for adults, i.e. up to 3’714 francs a year across 66 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Versoix (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Versoix?

In Versoix (postal code 1290), the 2026 adult basic-insurance premium ranges from 604 to 914 francs a month depending on the insurer (deductible 300), from 445 francs for young adults and from 52 francs for children. For identical cover, the difference reaches up to 3’714 francs a year (FOPH premium region 0 of the canton of Geneva). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Versoix have the same premiums?

Not necessarily. Versoix and nearby municipalities such as Mies (2 km), Tannay (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Versoix?

No. It explains the insurance and tax concepts for residents of Versoix (canton of Geneva). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Versoix with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Versoix follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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