Basic health insurance and supplementary cover in Genthod

Basic health insurance and supplementary cover in Genthod (Genève)
Basic health insurance and supplementary cover in Genthod (Genève).

Key points at a glance

Living in Genthod (canton of Geneva) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Genthod you don't save by taking less protection — you save through the right insurer, deductible and model.

What sets your premium is your FOPH premium region (Genthod belongs to region 0 in the canton of Geneva) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Genthod has roughly 2’782 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Genthod, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bellevue (2 km), Versoix (2 km), Collex-Bossy (3 km).

Genthod at a glance: your local context

Genthod, a municipality of roughly 2’782 residents in the canton of Geneva, has its own profile when it comes to health insurance. For health insurance premiums, Genthod belongs to FOPH premium region 0 of the canton of Geneva. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 2’782
  • Canton: Geneva
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 1294
  • Federal municipality number (BFS): 6622

Health insurance and supplementary cover around Genthod: compare neighbouring municipalities

Around Genthod, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Genthod: the real numbers

Concretely for Genthod: the 2026 adult premium (deductible 300 CHF) is between 604 and 914 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 3’714 francs of difference a year. The lowest adult premium there comes with the "family-doctor (Hausarzt)" model.

Monthly basic-insurance premiums 2026 — Genthod (canton of Geneva), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)604 – 914 CHFfrom 476 CHF
Young adults (19–25)445 – 718 CHFfrom 317 CHF
Children (0–18)52 – 203 CHF
Source: FOPH/OFSP, approved premiums 2026. 66 insurers compared.

Our comparison tool does this work for you: the 66 insurers available for Genthod are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Genthod →

Basic insurance in Genthod: choosing insurer, deductible and model

Three decisions drive your premium in Genthod. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Genthod starts as low as 476 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Geneva: the entitlement goes surprisingly often unclaimed.

Checklist for Genthod

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Geneva.

Free premium comparison for Genthod →

How we work for Genthod

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Geneva. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Genthod this difference is measurable: 604–914 francs a month for adults, i.e. up to 3’714 francs a year across 66 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Genthod (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Genthod?

In Genthod (postal code 1294), the 2026 adult basic-insurance premium ranges from 604 to 914 francs a month depending on the insurer (deductible 300), from 445 francs for young adults and from 52 francs for children. For identical cover, the difference reaches up to 3’714 francs a year (FOPH premium region 0 of the canton of Geneva). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Genthod have the same premiums?

Not necessarily. Genthod and nearby municipalities such as Bellevue (2 km), Versoix (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Genthod?

No. It explains the insurance and tax concepts for residents of Genthod (canton of Geneva). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Genthod with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Genthod follow. The comparison is free, and no offer is binding.

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Important notes

This local guide for Genthod is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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