Key points at a glance
Living in Lancy (canton of Geneva) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Lancy you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Geneva), never on your health: for basic insurance, every insurer must accept you. Lancy has roughly 37’259 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Lancy, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Onex (1 km), Vernier (2 km), Carouge (2 km).
Lancy at a glance: your local context
Lancy, a municipality of roughly 37’259 residents in the canton of Geneva, has its own profile when it comes to health insurance. For health insurance premiums, Lancy belongs to FOPH premium region 0 of the canton of Geneva. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 37’259
- Canton: Geneva
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 1212
- Federal municipality number (BFS): 6628
Health insurance and supplementary cover around Lancy: compare neighbouring municipalities
Around Lancy, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Onex — 1.4 km away
- Health insurance and supplementary cover in Vernier — 1.7 km away
- Health insurance and supplementary cover in Carouge — 2.1 km away
- Health insurance and supplementary cover in Plan-les-Ouates — 2.6 km away
- Health insurance and supplementary cover in Confignon — 2.6 km away
- Health insurance and supplementary cover in Genève — 2.9 km away
- Health insurance and supplementary cover in Troinex — 3.8 km away
- Health insurance and supplementary cover in Bernex — 3.9 km away
- Health insurance and supplementary cover in Perly-Certoux — 4.1 km away
- Health insurance and supplementary cover in Grand-Saconnex — 4.9 km away
Health insurance premiums 2026 in Lancy: the real numbers
In Lancy, an adult with a 300 CHF deductible pays between 604 and 914 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 3’714 francs a year. The lowest adult premium there comes with the "family-doctor (Hausarzt)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 604 – 914 CHF | from 476 CHF |
| Young adults (19–25) | 445 – 718 CHF | from 317 CHF |
| Children (0–18) | 52 – 203 CHF | — |
That is exactly what our comparison does: it ranks the 66 insurers active in Lancy from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Lancy: choosing insurer, deductible and model
Three decisions drive your premium in Lancy. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Lancy starts as low as 476 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Geneva: the entitlement goes surprisingly often unclaimed.
Checklist for Lancy
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Geneva.
Free premium comparison for Lancy →
How we work for Lancy
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Geneva. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Lancy this difference is measurable: 604–914 francs a month for adults, i.e. up to 3’714 francs a year across 66 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Lancy (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lancy?
In Lancy (postal code 1212), the 2026 adult basic-insurance premium ranges from 604 to 914 francs a month depending on the insurer (deductible 300), from 445 francs for young adults and from 52 francs for children. For identical cover, the difference reaches up to 3’714 francs a year (FOPH premium region 0 of the canton of Geneva). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lancy have the same premiums?
Not necessarily. Lancy and nearby municipalities such as Onex (1 km), Vernier (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lancy?
No. It explains the insurance and tax concepts for residents of Lancy (canton of Geneva). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Lancy with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Lancy follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.